Specialist mezzanine finance for Berkshire's developers

Development gap funding across the Royal County of Berkshire

Across the 8 Berkshire towns we monitor, 8,896 residential units are moving through live planning applications, an estimated £4.4bn of gross development value. Wokingham recorded 1,825 sales in the last 12 months, while Maidenhead carries the county's strongest pricing at a median of £506,900.

That data is not decoration: it is how we underwrite. A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so we track every live application and recorded sale in the towns above before we price a Berkshire deal. The same numbers are published openly in our UK development pipeline tracker, where Berkshire currently ranks number 1 of 48 counties by pipeline value.

Reading is the county town, with Slough, Bracknell, Maidenhead and Newbury the other major centres. The River Thames forms much of Berkshire's northern boundary, joined by the River Kennet at Reading.

The product itself works the same in Berkshire as everywhere we lend: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from 35 percent of cost to 5 or 10. Terms run 6 to 36 months with pricing indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model your own scheme with the leverage calculator.

Berkshire's development pipeline, measured

Monitored towns only; data refreshed 5 July 2026 from HM Land Registry and local planning authority records.

Where we lend in Berkshire, England

Maidenhead

4,378 units sit in Maidenhead's live planning applications, an estimated £2.2bn of GDV. The median sold price over the last 12 months is £506,900 (down 0.6% year on year), across 749 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Windsor

4,378 units sit in Windsor's live planning applications, an estimated £2.2bn of GDV. The median sold price over the last 12 months is £503,500 (up 0.7% year on year), across 418 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Thatcham

70 units sit in Thatcham's live planning applications, an estimated £24.3m of GDV. The median sold price over the last 12 months is £375,000 (up 0.1% year on year), across 358 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Newbury

70 units sit in Newbury's live planning applications, an estimated £23.4m of GDV. The median sold price over the last 12 months is £351,750 (down 8.6% year on year), across 616 recorded sales. Schemes here are underwritten against that evidence, not against optimism.