Specialist mezzanine finance for Sussex's developers
Second-charge development funding that lifts combined leverage to 90 to 95 percent of cost, underwritten with live planning and sold-price data from 10 Sussex towns. We lend from our own book and arrange whole of market where that serves you better.
Development gap funding across the county of Sussex
Across the 10 Sussex towns we monitor, 1,284 residential units are moving through live planning applications, an estimated £547m of gross development value. Brighton recorded 2,900 sales in the last 12 months, while Horsham carries the county's strongest pricing at a median of £430,000.
That data is not decoration: it is how we underwrite. A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so we track every live application and recorded sale in the towns above before we price a Sussex deal. The same numbers are published openly in our UK development pipeline tracker, where Sussex currently ranks number 10 of 48 counties by pipeline value.
Sussex is divided into the two ceremonial counties of East Sussex and West Sussex. It features the South Downs National Park and a long coastline on the English Channel.
The product itself works the same in Sussex as everywhere we lend: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from 35 percent of cost to 5 or 10. Terms run 6 to 36 months with pricing indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model your own scheme with the leverage calculator.
Sussex's development pipeline, measured
| Town | Pipeline units | Est. GDV | Sales, 12m | Median price |
|---|---|---|---|---|
| Horsham | 1,284 | £547m | 1,742 | £430,000 |
| Bognor Regis | 0 | 0 | 2,150 | £332,750 |
| Brighton | 0 | 0 | 2,900 | £412,250 |
| Chichester | 0 | 0 | 1,332 | £417,750 |
| Crawley | 0 | 0 | 919 | £345,000 |
| Eastbourne | 0 | 0 | 1,230 | £270,000 |
| Hastings | 0 | 0 | 1,128 | £270,500 |
| Haywards Heath | 0 | 0 | 1,841 | £430,000 |
Monitored towns only; data refreshed 5 July 2026 from HM Land Registry and local planning authority records.
Where we lend in East and West Sussex
Horsham
1,284 units sit in Horsham's live planning applications, an estimated £547m of GDV. The median sold price over the last 12 months is £430,000 (flat 0% year on year), across 1,742 recorded sales. Schemes here are underwritten against that evidence, not against optimism.
Indicative terms in Sussex
- Loan size£250k to £5m
- Combined leverageUp to 90 to 95% LTC
- Term6 to 36 months
- PricingFrom 12% a year
- SecuritySecond charge plus PGs
- DecisionTerm sheet in 48 hours
Indicative only; every loan is priced case by case.
Every Sussex market we monitor
Mezzanine finance in Sussex, answered
Do you lend on developments in Sussex?
Yes. We provide second-charge mezzanine finance for residential and mixed-use schemes across the county of Sussex, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder's appetite better, we arrange it whole of market instead.
What does mezzanine finance cost in Sussex?
Pricing is set by the deal rather than the postcode: indicatively 12 to 18 percent a year with an arrangement fee of 1.5 to 2.5 percent. What moves it is leverage, track record, profit on cost and the strength of the exit, and Sussex schemes with sales evidence from markets like Brighton price at the stronger end.
Which Sussex towns do you cover?
All of them. The towns listed on this page are the ones our data monitors track, including Horsham, Bognor Regis, Brighton, Chichester, but we lend and arrange across the whole county and the wider region.
How quickly can a Sussex scheme get a term sheet?
The same as anywhere we lend: a complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks alongside your senior lender's process.
Mezzanine lending across South East England
Berkshire
8,896 pipeline units, £4.4bn est. GDV
View Berkshire → 10 towns monitoredHertfordshire
1,811 pipeline units, £849m est. GDV
View Hertfordshire → 12 towns monitoredKent
1,848 pipeline units, £548m est. GDV
View Kent → 10 towns monitoredHampshire
1,263 pipeline units, £439m est. GDV
View Hampshire → 8 towns monitoredBuckinghamshire
576 pipeline units, £258m est. GDV
View Buckinghamshire →Building in Sussex?
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