Specialist mezzanine finance for Hampshire's developers

Development gap funding across the county of Hampshire

Across the 10 Hampshire towns we monitor, 1,263 residential units are moving through live planning applications, an estimated £439m of gross development value, with 100 percent of decided relevant applications approved over the last 12 months. Southampton recorded 2,683 sales in the last 12 months, while Winchester carries the county's strongest pricing at a median of £460,000.

That data is not decoration: it is how we underwrite. A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so we track every live application and recorded sale in the towns above before we price a Hampshire deal. The same numbers are published openly in our UK development pipeline tracker, where Hampshire currently ranks number 14 of 48 counties by pipeline value.

Southampton and Portsmouth are the two largest cities and major maritime centres, with Winchester the historic county town. The county contains the New Forest and part of the South Downs National Park.

The product itself works the same in Hampshire as everywhere we lend: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from 35 percent of cost to 5 or 10. Terms run 6 to 36 months with pricing indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model your own scheme with the leverage calculator.

Hampshire's development pipeline, measured

Monitored towns only; data refreshed 5 July 2026 from HM Land Registry and local planning authority records.

Where we lend in Hampshire, England

Andover

902 units sit in Andover's live planning applications, an estimated £316m of GDV. The median sold price over the last 12 months is £350,000 (down 4.1% year on year), across 1,471 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Fleet

165 units sit in Fleet's live planning applications, an estimated £73.9m of GDV. The median sold price over the last 12 months is £447,750 (down 4.7% year on year), across 1,102 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Portsmouth

109 units sit in Portsmouth's live planning applications, an estimated £26.8m of GDV. The median sold price over the last 12 months is £254,000 (up 1.6% year on year), across 2,051 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Southampton

64 units sit in Southampton's live planning applications, an estimated £11.1m of GDV. The median sold price over the last 12 months is £250,000 (down 2% year on year), across 2,683 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Winchester

9 units sit in Winchester's live planning applications, an estimated £4.1m of GDV. The median sold price over the last 12 months is £460,000 (up 2.2% year on year), across 1,384 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Farnborough

7 units sit in Farnborough's live planning applications, an estimated £3.9m of GDV. The median sold price over the last 12 months is £366,250 (up 1.7% year on year), across 570 recorded sales. Schemes here are underwritten against that evidence, not against optimism.