South East England · Mezzanine lending

Specialist mezzanine finance for Buckinghamshire's developers

Second-charge development funding that lifts combined leverage to 90 to 95 percent of cost, underwritten with live planning and sold-price data from 8 Buckinghamshire towns. We lend from our own book and arrange whole of market where that serves you better.

How our mezzanine works
576
Units in live applications
£258m
Estimated pipeline GDV
£480k
Median sold price, 12m
4,372
Sales recorded, 12 months

Development gap funding across the county of Buckinghamshire

Across the 8 Buckinghamshire towns we monitor, 576 residential units are moving through live planning applications, an estimated £258m of gross development value. Aylesbury recorded 1,595 sales in the last 12 months, while Beaconsfield carries the county's strongest pricing at a median of £952,000.

That data is not decoration: it is how we underwrite. A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so we track every live application and recorded sale in the towns above before we price a Buckinghamshire deal. The same numbers are published openly in our UK development pipeline tracker.

Milton Keynes is the largest settlement, with Aylesbury, High Wycombe and Chesham the other main towns. The Chiltern Hills, an Area of Outstanding Natural Beauty, dominate the south of the county.

The product itself works the same in Buckinghamshire as everywhere we lend: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from 35 percent of cost to 5 or 10. Terms run 6 to 36 months with pricing indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model your own scheme with the leverage calculator.

Buckinghamshire's development pipeline, measured

TownPipeline unitsEst. GDVSales, 12mMedian price
Beaconsfield 72 £53.7m 177 £952,000
Amersham 72 £41.7m 225 £750,000
Marlow 72 £37.3m 199 £620,000
Princes Risborough 72 £29.0m 169 £507,000
Chesham 72 £27.4m 256 £452,250
High Wycombe 72 £25.2m 1,350 £425,000
Aylesbury 72 £22.0m 1,595 £370,000
Buckingham 72 £21.6m 401 £375,000

Monitored towns only; data refreshed 5 July 2026 from HM Land Registry and local planning authority records.

Where we lend in Buckinghamshire, England

Beaconsfield

72 units sit in Beaconsfield's live planning applications, an estimated £53.7m of GDV. The median sold price over the last 12 months is £952,000 (down 1.6% year on year), across 177 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Amersham

72 units sit in Amersham's live planning applications, an estimated £41.7m of GDV. The median sold price over the last 12 months is £750,000 (up 7.1% year on year), across 225 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Marlow

72 units sit in Marlow's live planning applications, an estimated £37.3m of GDV. The median sold price over the last 12 months is £620,000 (down 7.5% year on year), across 199 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Princes Risborough

72 units sit in Princes Risborough's live planning applications, an estimated £29.0m of GDV. The median sold price over the last 12 months is £507,000 (up 2.4% year on year), across 169 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Chesham

72 units sit in Chesham's live planning applications, an estimated £27.4m of GDV. The median sold price over the last 12 months is £452,250 (up 2.8% year on year), across 256 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

High Wycombe

72 units sit in High Wycombe's live planning applications, an estimated £25.2m of GDV. The median sold price over the last 12 months is £425,000 (up 1.2% year on year), across 1,350 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Indicative terms in Buckinghamshire

  • Loan size£250k to £5m
  • Combined leverageUp to 90 to 95% LTC
  • Term6 to 36 months
  • PricingFrom 12% a year
  • SecuritySecond charge plus PGs
  • DecisionTerm sheet in 48 hours

Indicative only; every loan is priced case by case.

FAQ

Mezzanine finance in Buckinghamshire, answered

Do you lend on developments in Buckinghamshire?

Yes. We provide second-charge mezzanine finance for residential and mixed-use schemes across the county of Buckinghamshire, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder's appetite better, we arrange it whole of market instead.

What does mezzanine finance cost in Buckinghamshire?

Pricing is set by the deal rather than the postcode: indicatively 12 to 18 percent a year with an arrangement fee of 1.5 to 2.5 percent. What moves it is leverage, track record, profit on cost and the strength of the exit, and Buckinghamshire schemes with sales evidence from markets like Aylesbury price at the stronger end.

Which Buckinghamshire towns do you cover?

All of them. The towns listed on this page are the ones our data monitors track, including Beaconsfield, Amersham, Marlow, Princes Risborough, but we lend and arrange across the whole county and the wider region.

How quickly can a Buckinghamshire scheme get a term sheet?

The same as anywhere we lend: a complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks alongside your senior lender's process.

Building in Buckinghamshire?

Share the scheme and get a term sheet in 48 hours, underwritten with the same Buckinghamshire data you have just read.

All locations