Specialist mezzanine finance for Buckinghamshire's developers
Second-charge development funding that lifts combined leverage to 90 to 95 percent of cost, underwritten with live planning and sold-price data from 8 Buckinghamshire towns. We lend from our own book and arrange whole of market where that serves you better.
Development gap funding across the county of Buckinghamshire
Across the 8 Buckinghamshire towns we monitor, 576 residential units are moving through live planning applications, an estimated £258m of gross development value. Aylesbury recorded 1,595 sales in the last 12 months, while Beaconsfield carries the county's strongest pricing at a median of £952,000.
That data is not decoration: it is how we underwrite. A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so we track every live application and recorded sale in the towns above before we price a Buckinghamshire deal. The same numbers are published openly in our UK development pipeline tracker.
Milton Keynes is the largest settlement, with Aylesbury, High Wycombe and Chesham the other main towns. The Chiltern Hills, an Area of Outstanding Natural Beauty, dominate the south of the county.
The product itself works the same in Buckinghamshire as everywhere we lend: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from 35 percent of cost to 5 or 10. Terms run 6 to 36 months with pricing indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model your own scheme with the leverage calculator.
Buckinghamshire's development pipeline, measured
| Town | Pipeline units | Est. GDV | Sales, 12m | Median price |
|---|---|---|---|---|
| Beaconsfield | 72 | £53.7m | 177 | £952,000 |
| Amersham | 72 | £41.7m | 225 | £750,000 |
| Marlow | 72 | £37.3m | 199 | £620,000 |
| Princes Risborough | 72 | £29.0m | 169 | £507,000 |
| Chesham | 72 | £27.4m | 256 | £452,250 |
| High Wycombe | 72 | £25.2m | 1,350 | £425,000 |
| Aylesbury | 72 | £22.0m | 1,595 | £370,000 |
| Buckingham | 72 | £21.6m | 401 | £375,000 |
Monitored towns only; data refreshed 5 July 2026 from HM Land Registry and local planning authority records.
Where we lend in Buckinghamshire, England
Beaconsfield
72 units sit in Beaconsfield's live planning applications, an estimated £53.7m of GDV. The median sold price over the last 12 months is £952,000 (down 1.6% year on year), across 177 recorded sales. Schemes here are underwritten against that evidence, not against optimism.
Amersham
72 units sit in Amersham's live planning applications, an estimated £41.7m of GDV. The median sold price over the last 12 months is £750,000 (up 7.1% year on year), across 225 recorded sales. Schemes here are underwritten against that evidence, not against optimism.
Marlow
72 units sit in Marlow's live planning applications, an estimated £37.3m of GDV. The median sold price over the last 12 months is £620,000 (down 7.5% year on year), across 199 recorded sales. Schemes here are underwritten against that evidence, not against optimism.
Princes Risborough
72 units sit in Princes Risborough's live planning applications, an estimated £29.0m of GDV. The median sold price over the last 12 months is £507,000 (up 2.4% year on year), across 169 recorded sales. Schemes here are underwritten against that evidence, not against optimism.
Chesham
72 units sit in Chesham's live planning applications, an estimated £27.4m of GDV. The median sold price over the last 12 months is £452,250 (up 2.8% year on year), across 256 recorded sales. Schemes here are underwritten against that evidence, not against optimism.
High Wycombe
72 units sit in High Wycombe's live planning applications, an estimated £25.2m of GDV. The median sold price over the last 12 months is £425,000 (up 1.2% year on year), across 1,350 recorded sales. Schemes here are underwritten against that evidence, not against optimism.
Indicative terms in Buckinghamshire
- Loan size£250k to £5m
- Combined leverageUp to 90 to 95% LTC
- Term6 to 36 months
- PricingFrom 12% a year
- SecuritySecond charge plus PGs
- DecisionTerm sheet in 48 hours
Indicative only; every loan is priced case by case.
Every Buckinghamshire market we monitor
Mezzanine finance in Buckinghamshire, answered
Do you lend on developments in Buckinghamshire?
Yes. We provide second-charge mezzanine finance for residential and mixed-use schemes across the county of Buckinghamshire, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder's appetite better, we arrange it whole of market instead.
What does mezzanine finance cost in Buckinghamshire?
Pricing is set by the deal rather than the postcode: indicatively 12 to 18 percent a year with an arrangement fee of 1.5 to 2.5 percent. What moves it is leverage, track record, profit on cost and the strength of the exit, and Buckinghamshire schemes with sales evidence from markets like Aylesbury price at the stronger end.
Which Buckinghamshire towns do you cover?
All of them. The towns listed on this page are the ones our data monitors track, including Beaconsfield, Amersham, Marlow, Princes Risborough, but we lend and arrange across the whole county and the wider region.
How quickly can a Buckinghamshire scheme get a term sheet?
The same as anywhere we lend: a complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks alongside your senior lender's process.
Mezzanine lending across South East England
Berkshire
8,896 pipeline units, £4.4bn est. GDV
View Berkshire → 10 towns monitoredHertfordshire
1,811 pipeline units, £849m est. GDV
View Hertfordshire → 12 towns monitoredKent
1,848 pipeline units, £548m est. GDV
View Kent → 10 towns monitoredSussex
1,284 pipeline units, £547m est. GDV
View Sussex → 10 towns monitoredHampshire
1,263 pipeline units, £439m est. GDV
View Hampshire →Building in Buckinghamshire?
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