Mezzanine finance for Aldershot developers
Second-charge development funding to 90 to 95 percent of cost, priced against Aldershot's own evidence: 415 recorded sales in the last 12 months and 7 units in live planning applications. We lend from our own book and arrange whole of market where that serves you better.
The Aldershot market, in numbers we underwrite from
A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Aldershot deal starts with the local evidence. Over the last 12 months the town recorded 415 sales at a median of £342,000, up 5.2 percent year on year. New build stock commands a premium of about 77.9 percent over existing homes on 4 new build completions, which matters directly to how we read a developer's sales assumptions.
What Aldershot stock actually sells for
| Property type | Median sold price, 12m |
|---|---|
| Detached | £537,500 |
| Semi-detached | £390,000 |
| Terraced | £340,000 |
| Flats | £170,000 |
HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.
Live planning activity at Rushmoor Borough Council
Over the last 3 months our monitors logged 3 relevant applications, 0 approved and 3 awaiting decision. Together the live residential applications propose 15 units with an estimated end value of £6.5m.
Schemes moving through planning now
| Proposal | Units | Status |
|---|---|---|
| Erection of first floor side and rear extension, a new gable ended roof with rear dormers, a 1.5 storey side extension with front dormers, changes to existing dormers, and internal reconfiguration to provide additional 3… | 8 | Registered |
| MINOR MATERIAL AMENDMENTS to development approved with planning permission 24/00748/FULdated 6 February 2026 comprising (a) relocation of Plot 6 & 7 houses; (b) separation of Plot 8, 9, 10 & 11 houses to become detached… | 7 | Registered |
Sourced from Rushmoor Borough Council public register. If one of these is your scheme, we already know the context.
Gap funding for Aldershot schemes
The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Aldershot scheme with the leverage calculator, or see the wider county picture on our Hampshire page and the national view in the UK development pipeline tracker.
Indicative terms in Aldershot
- Loan size£250k to £5m
- Combined leverageUp to 90 to 95% LTC
- Term6 to 36 months
- PricingFrom 12% a year
- SecuritySecond charge plus PGs
- DecisionTerm sheet in 48 hours
Indicative only; every loan is priced case by case.
Mezzanine in Aldershot, answered
Do you fund developments in Aldershot?
Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Aldershot and across Hampshire, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.
What does the Aldershot market look like right now?
Over the last 12 months Aldershot recorded 415 sales at a median of £342,000, up 5.2 percent year on year. The live planning pipeline holds 7 units with an estimated GDV of £3.7m. The figures on this page refresh as the underlying Land Registry and planning data updates.
Does new build stock sell at a premium in Aldershot?
On the last 12 months of Land Registry data, the 4 new build sales in Aldershot priced about 77.9 percent above comparable existing stock. That premium is one of the first numbers we check when we underwrite a Aldershot appraisal.
How quickly can a Aldershot scheme get terms?
A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.
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Share the scheme and get a term sheet in 48 hours, underwritten with the same Aldershot evidence on this page.