Sussex · South East England

Mezzanine finance for Brighton developers

Second-charge development funding to 90 to 95 percent of cost, priced against Brighton's own evidence: 2,900 recorded sales in the last 12 months. We lend from our own book and arrange whole of market where that serves you better.

All of Sussex
£412k
Median sold price, 12m
2,900
Sales recorded, 12m
+3.1%
Price change, year on year
-15.2%
New build premium

The Brighton market, in numbers we underwrite from

A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Brighton deal starts with the local evidence. Over the last 12 months the town recorded 2,900 sales at a median of £412,250, up 3.1 percent year on year. New build stock commands a discount of about 15.2 percent to existing homes on 5 new build completions, which matters directly to how we read a developer's sales assumptions.

What Brighton stock actually sells for

Property typeMedian sold price, 12m
Detached£700,000
Semi-detached£480,000
Terraced£500,000
Flats£295,000

HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.

Gap funding for Brighton schemes

The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Brighton scheme with the leverage calculator, or see the wider county picture on our Sussex page and the national view in the UK development pipeline tracker.

Indicative terms in Brighton

  • Loan size£250k to £5m
  • Combined leverageUp to 90 to 95% LTC
  • Term6 to 36 months
  • PricingFrom 12% a year
  • SecuritySecond charge plus PGs
  • DecisionTerm sheet in 48 hours

Indicative only; every loan is priced case by case.

FAQ

Mezzanine in Brighton, answered

Do you fund developments in Brighton?

Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Brighton and across Sussex, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.

What does the Brighton market look like right now?

Over the last 12 months Brighton recorded 2,900 sales at a median of £412,250, up 3.1 percent year on year. The figures on this page refresh as the underlying Land Registry and planning data updates.

Does new build stock sell at a premium in Brighton?

On the last 12 months of Land Registry data, the 5 new build sales in Brighton priced about 15.2 percent below comparable existing stock. That premium is one of the first numbers we check when we underwrite a Brighton appraisal.

How quickly can a Brighton scheme get terms?

A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.

Building in Brighton?

Share the scheme and get a term sheet in 48 hours, underwritten with the same Brighton evidence on this page.