Mezzanine finance for Windsor developers
Second-charge development funding to 90 to 95 percent of cost, priced against Windsor's own evidence: 418 recorded sales in the last 12 months and 4,378 units in live planning applications. We lend from our own book and arrange whole of market where that serves you better.
The Windsor market, in numbers we underwrite from
A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Windsor deal starts with the local evidence. Over the last 12 months the town recorded 418 sales at a median of £503,500, up 0.7 percent year on year.
What Windsor stock actually sells for
| Property type | Median sold price, 12m |
|---|---|
| Detached | £775,000 |
| Semi-detached | £575,000 |
| Terraced | £505,000 |
| Flats | £295,000 |
HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.
Live planning activity at Royal Borough of Windsor & Maidenhead
Over the last 3 months our monitors logged 69 relevant applications, 0 approved and 69 awaiting decision. Together the live residential applications propose 4,378 units with an estimated end value of £2.2bn.
Schemes moving through planning now
| Proposal | Units | Status |
|---|---|---|
| Details required by Condition 22 (Fire strategy) (partial discharge) of planning permission 25/00734/VAR for a Variation (under Section 73) of condition 19 (Energy Statement) and 30 to substitute those plans approved und… | 413 | Decided |
| Details required by Condition 29 (Ecological enhancements) of planning permission 24/02717/REM for Reserved matters (Appearance, Landscaping, Layout and Scale) pursuant to outline planning permission 22/01537/OUT (allowe… | 330 | Awaiting decision |
| Details required by Condition 30 (Pedestrian route) of planning permission 22/01537/OUT (allowed on appeal) for an Outline planning application for of up to 330 dwellings and land for a primary school of up to three form… | 330 | Awaiting decision |
| Details required by Condition 8 (Construction/contractor vehicles parking) of planning permission 24/02717/REM for Reserved matters (Appearance, Landscaping, Layout and Scale) pursuant to outline planning permission 22/0… | 330 | Awaiting decision |
Sourced from Royal Borough of Windsor & Maidenhead public register. If one of these is your scheme, we already know the context.
Gap funding for Windsor schemes
The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Windsor scheme with the leverage calculator, or see the wider county picture on our Berkshire page and the national view in the UK development pipeline tracker.
Indicative terms in Windsor
- Loan size£250k to £5m
- Combined leverageUp to 90 to 95% LTC
- Term6 to 36 months
- PricingFrom 12% a year
- SecuritySecond charge plus PGs
- DecisionTerm sheet in 48 hours
Indicative only; every loan is priced case by case.
Mezzanine in Windsor, answered
Do you fund developments in Windsor?
Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Windsor and across Berkshire, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.
What does the Windsor market look like right now?
Over the last 12 months Windsor recorded 418 sales at a median of £503,500, up 0.7 percent year on year. The live planning pipeline holds 4,378 units with an estimated GDV of £2.2bn. The figures on this page refresh as the underlying Land Registry and planning data updates.
How quickly can a Windsor scheme get terms?
A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.
More Berkshire markets
Maidenhead
4,378 pipeline units, £2.2bn est. GDV
View Maidenhead → BerkshireThatcham
70 pipeline units, £24.3m est. GDV
View Thatcham → BerkshireNewbury
70 pipeline units, £23.4m est. GDV
View Newbury → BerkshireBracknell
1,286 sales, median £410k
View Bracknell → BerkshireReading
1,652 sales, median £340k
View Reading →Building in Windsor?
Share the scheme and get a term sheet in 48 hours, underwritten with the same Windsor evidence on this page.