Mezzanine finance for Bracknell developers
Second-charge development funding to 90 to 95 percent of cost, priced against Bracknell's own evidence: 1,286 recorded sales in the last 12 months. We lend from our own book and arrange whole of market where that serves you better.
The Bracknell market, in numbers we underwrite from
A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Bracknell deal starts with the local evidence. Over the last 12 months the town recorded 1,286 sales at a median of £410,000, down 1.2 percent year on year. New build stock commands a premium of about 71.2 percent over existing homes on 17 new build completions, which matters directly to how we read a developer's sales assumptions.
What Bracknell stock actually sells for
| Property type | Median sold price, 12m |
|---|---|
| Detached | £635,000 |
| Semi-detached | £450,000 |
| Terraced | £370,000 |
| Flats | £233,750 |
HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.
Live planning activity at Bracknell Forest Council
Over the last 3 months our monitors logged 67 relevant applications, 9 approved and 55 awaiting decision, an approval rate of 75 percent on decided cases. Together the live residential applications propose 964 units with an estimated end value of £386m.
Schemes moving through planning now
| Proposal | Units | Status |
|---|---|---|
| Hybrid application for Reserved Matters pursuant to Outline Planning Consent 191068 comprising the erection of 215 dwellings and associated infrastructure with details of appearance, landscaping, layout and scale to be c… | 215 | Valid |
| Hybrid application for Reserved Matters pursuant to Outline Planning Consent 191068 comprising the erection of 215 dwellings and associated infrastructure with details of appearance, landscaping, layout and scale to be c… | 215 | Decision Made |
| Outline application with all matters reserved except means of access for up to 180 dwellings and associated infrastructure including open space, play space, landscaping, SuDs and green infrastructure. Please note: The a… | 180 | Decision Made |
| Full application for the proposed erection of 136 dwellings (Use Class C3) along with associated parking, landscaping, public open space, drainage infrastructure, access and highway improvements, Suitable Alternative Nat… | 136 | Decision Made |
Sourced from Bracknell Forest Council public register. If one of these is your scheme, we already know the context.
Gap funding for Bracknell schemes
The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Bracknell scheme with the leverage calculator, or see the wider county picture on our Berkshire page and the national view in the UK development pipeline tracker.
Indicative terms in Bracknell
- Loan size£250k to £5m
- Combined leverageUp to 90 to 95% LTC
- Term6 to 36 months
- PricingFrom 12% a year
- SecuritySecond charge plus PGs
- DecisionTerm sheet in 48 hours
Indicative only; every loan is priced case by case.
Mezzanine in Bracknell, answered
Do you fund developments in Bracknell?
Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Bracknell and across Berkshire, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.
What does the Bracknell market look like right now?
Over the last 12 months Bracknell recorded 1,286 sales at a median of £410,000, down 1.2 percent year on year. The figures on this page refresh as the underlying Land Registry and planning data updates.
Does new build stock sell at a premium in Bracknell?
On the last 12 months of Land Registry data, the 17 new build sales in Bracknell priced about 71.2 percent above comparable existing stock. That premium is one of the first numbers we check when we underwrite a Bracknell appraisal.
How quickly can a Bracknell scheme get terms?
A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.
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Share the scheme and get a term sheet in 48 hours, underwritten with the same Bracknell evidence on this page.