Specialist mezzanine finance for Oxfordshire's developers

Development gap funding across the county of Oxfordshire

Across the 8 Oxfordshire towns we monitor, 551 residential units are moving through live planning applications, an estimated £218m of gross development value. Abingdon recorded 1,530 sales in the last 12 months, while Henley on Thames carries the county's strongest pricing at a median of £650,000.

That data is not decoration: it is how we underwrite. A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so we track every live application and recorded sale in the towns above before we price a Oxfordshire deal. The same numbers are published openly in our UK development pipeline tracker.

Oxford is the largest settlement and home to the University of Oxford. The county is largely rural and crossed by the River Thames and its tributaries.

The product itself works the same in Oxfordshire as everywhere we lend: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from 35 percent of cost to 5 or 10. Terms run 6 to 36 months with pricing indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model your own scheme with the leverage calculator.

Oxfordshire's development pipeline, measured

Monitored towns only; data refreshed 5 July 2026 from HM Land Registry and local planning authority records.

Where we lend in Oxfordshire, England

Witney

518 units sit in Witney's live planning applications, an estimated £205m of GDV. The median sold price over the last 12 months is £390,288 (up 0.1% year on year), across 1,270 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Oxford

33 units sit in Oxford's live planning applications, an estimated £13.6m of GDV. The median sold price over the last 12 months is £455,000 (up 1.1% year on year), across 1,116 recorded sales. Schemes here are underwritten against that evidence, not against optimism.