Greater London · London

Mezzanine finance for Tottenham developers

Second-charge development funding to 90 to 95 percent of cost, priced against Tottenham's own evidence: 1,760 recorded sales in the last 12 months. We lend from our own book and arrange whole of market where that serves you better.

All of Greater London
£550k
Median sold price, 12m
1,760
Sales recorded, 12m
0%
Price change, year on year
-44.9%
New build premium

The Tottenham market, in numbers we underwrite from

A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Tottenham deal starts with the local evidence. Over the last 12 months the town recorded 1,760 sales at a median of £550,000, flat 0 percent year on year. New build stock commands a discount of about 44.9 percent to existing homes on 40 new build completions, which matters directly to how we read a developer's sales assumptions.

What Tottenham stock actually sells for

Property typeMedian sold price, 12m
Detached£2,050,000
Semi-detached£1,170,000
Terraced£710,000
Flats£445,000

HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.

Live planning activity at Haringey Council

Over the last 3 months our monitors logged 4 relevant applications, 0 approved and 4 awaiting decision. Together the live residential applications propose 9 units with an estimated end value of £4.0m.

Schemes moving through planning now

ProposalUnitsStatus
Variation of condition 2 (approved plans) of planning permission HGY/2025/0549 for Excavation of front and rear lightwells and installation of stairs in front garden to basement level, basement extension, single storey r… 3 Under Consultation
Details pursuant to conditions 4 (Method of construction statement) and 5 (details of chartered engineer) of planning permission HGY/2026/0549 for Excavation of front and rear lightwells and installation of stairs in fro… 3 Under Consultation
Conversion of property from 3 flats to a single family dwelling house, with removal of external front staircase, new window to side elevation and new front windows to roof level. 3 Under Consultation

Sourced from Haringey Council public register. If one of these is your scheme, we already know the context.

Gap funding for Tottenham schemes

The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Tottenham scheme with the leverage calculator, or see the wider county picture on our Greater London page and the national view in the UK development pipeline tracker.

Indicative terms in Tottenham

  • Loan size£250k to £5m
  • Combined leverageUp to 90 to 95% LTC
  • Term6 to 36 months
  • PricingFrom 12% a year
  • SecuritySecond charge plus PGs
  • DecisionTerm sheet in 48 hours

Indicative only; every loan is priced case by case.

FAQ

Mezzanine in Tottenham, answered

Do you fund developments in Tottenham?

Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Tottenham and across Greater London, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.

What does the Tottenham market look like right now?

Over the last 12 months Tottenham recorded 1,760 sales at a median of £550,000, flat 0 percent year on year. The figures on this page refresh as the underlying Land Registry and planning data updates.

Does new build stock sell at a premium in Tottenham?

On the last 12 months of Land Registry data, the 40 new build sales in Tottenham priced about 44.9 percent below comparable existing stock. That premium is one of the first numbers we check when we underwrite a Tottenham appraisal.

How quickly can a Tottenham scheme get terms?

A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.

Building in Tottenham?

Share the scheme and get a term sheet in 48 hours, underwritten with the same Tottenham evidence on this page.