Mezzanine finance for Woolwich developers
Second-charge development funding to 90 to 95 percent of cost, priced against Woolwich's own evidence: 1,936 recorded sales in the last 12 months and 21 units in live planning applications. We lend from our own book and arrange whole of market where that serves you better.
The Woolwich market, in numbers we underwrite from
A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Woolwich deal starts with the local evidence. Over the last 12 months the town recorded 1,936 sales at a median of £450,000, up 0.6 percent year on year. New build stock commands a discount of about 28.2 percent to existing homes on 22 new build completions, which matters directly to how we read a developer's sales assumptions.
What Woolwich stock actually sells for
| Property type | Median sold price, 12m |
|---|---|
| Detached | £715,000 |
| Semi-detached | £560,000 |
| Terraced | £485,000 |
| Flats | £362,500 |
HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.
Live planning activity at Royal Borough of Greenwich
Over the last 3 months our monitors logged 136 relevant applications, 0 approved and 133 awaiting decision. Together the live residential applications propose 34 units with an estimated end value of £14.7m.
Schemes moving through planning now
| Proposal | Units | Status |
|---|---|---|
| Conversion of existing dwelling-house into 3 flats (2x3-bed, 1x2-bed), rear dormer and all other ... | 3 | Registered |
| Conversion of existing building to create 2no self-contained flats. | 2 | Registered |
| Conversion of existing dwelling into 2 self-contained flats, installation of first-floor window o... | 2 | Registered |
| Change of use from an existing single family dwellinghouse (Use Class C3) to a 6-bed, 6-person HM... | 1 | Registered |
Sourced from Royal Borough of Greenwich public register. If one of these is your scheme, we already know the context.
Gap funding for Woolwich schemes
The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Woolwich scheme with the leverage calculator, or see the wider county picture on our Greater London page and the national view in the UK development pipeline tracker.
Indicative terms in Woolwich
- Loan size£250k to £5m
- Combined leverageUp to 90 to 95% LTC
- Term6 to 36 months
- PricingFrom 12% a year
- SecuritySecond charge plus PGs
- DecisionTerm sheet in 48 hours
Indicative only; every loan is priced case by case.
Mezzanine in Woolwich, answered
Do you fund developments in Woolwich?
Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Woolwich and across Greater London, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.
What does the Woolwich market look like right now?
Over the last 12 months Woolwich recorded 1,936 sales at a median of £450,000, up 0.6 percent year on year. The live planning pipeline holds 21 units with an estimated GDV of £9.2m. The figures on this page refresh as the underlying Land Registry and planning data updates.
Does new build stock sell at a premium in Woolwich?
On the last 12 months of Land Registry data, the 22 new build sales in Woolwich priced about 28.2 percent below comparable existing stock. That premium is one of the first numbers we check when we underwrite a Woolwich appraisal.
How quickly can a Woolwich scheme get terms?
A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.
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Share the scheme and get a term sheet in 48 hours, underwritten with the same Woolwich evidence on this page.