Mezzanine finance for Ealing developers
Second-charge development funding to 90 to 95 percent of cost, priced against Ealing's own evidence: 2,173 recorded sales in the last 12 months and 160 units in live planning applications. We lend from our own book and arrange whole of market where that serves you better.
The Ealing market, in numbers we underwrite from
A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Ealing deal starts with the local evidence. Over the last 12 months the town recorded 2,173 sales at a median of £510,000, down 1 percent year on year. New build stock commands a discount of about 11.8 percent to existing homes on 42 new build completions, which matters directly to how we read a developer's sales assumptions.
What Ealing stock actually sells for
| Property type | Median sold price, 12m |
|---|---|
| Detached | £1,275,000 |
| Semi-detached | £715,000 |
| Terraced | £604,500 |
| Flats | £370,000 |
HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.
Live planning activity at London Borough of Ealing
Over the last 3 months our monitors logged 284 relevant applications, 86 approved and 184 awaiting decision, an approval rate of 80 percent on decided cases. Together the live residential applications propose 153 units with an estimated end value of £75.3m.
Schemes moving through planning now
| Proposal | Units | Status |
|---|---|---|
| Demolition of the existing buildings and erection of a six storey building with part basement to provide 31 residential units (3 x studios, 23 x one-bed, 5 x two-bed), with associated landscaping, cycle parking and refus… | 31 | Pending Consideration |
| Application under Section 73 of the Town and Country Planning Act (1990) (as amended) seeking a Minor Material Amendment to vary Conditions 1, 2, 3, 4, 5, 6, 9, 11, 12, 13, 15, 16 and 17 to enable phased implementation o… | 9 | Pending Consideration |
| Change of use of nine dwellings from Residential (Class C3) to small HMOs (Class C4) | 9 | Awaiting decision |
| Change of Use of a small House in Multiple Occupation (HMO) (Use Class C4), into 7 person House in Multiple Occupation (HMO) (Use Class Sui Generis) | 7 | Awaiting decision |
Sourced from London Borough of Ealing public register. If one of these is your scheme, we already know the context.
Gap funding for Ealing schemes
The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Ealing scheme with the leverage calculator, or see the wider county picture on our Greater London page and the national view in the UK development pipeline tracker.
Indicative terms in Ealing
- Loan size£250k to £5m
- Combined leverageUp to 90 to 95% LTC
- Term6 to 36 months
- PricingFrom 12% a year
- SecuritySecond charge plus PGs
- DecisionTerm sheet in 48 hours
Indicative only; every loan is priced case by case.
Mezzanine in Ealing, answered
Do you fund developments in Ealing?
Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Ealing and across Greater London, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.
What does the Ealing market look like right now?
Over the last 12 months Ealing recorded 2,173 sales at a median of £510,000, down 1 percent year on year. The live planning pipeline holds 160 units with an estimated GDV of £78.9m. The figures on this page refresh as the underlying Land Registry and planning data updates.
Does new build stock sell at a premium in Ealing?
On the last 12 months of Land Registry data, the 42 new build sales in Ealing priced about 11.8 percent below comparable existing stock. That premium is one of the first numbers we check when we underwrite a Ealing appraisal.
How quickly can a Ealing scheme get terms?
A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.
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1,169 pipeline units, £420m est. GDV
View Croydon → Greater LondonBrixton
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View Brixton → Greater LondonWoolwich
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View Woolwich → Greater LondonStratford
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View Stratford → Greater LondonBarking
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View Barking →Building in Ealing?
Share the scheme and get a term sheet in 48 hours, underwritten with the same Ealing evidence on this page.