Greater London · London

Mezzanine finance for Brixton developers

Second-charge development funding to 90 to 95 percent of cost, priced against Brixton's own evidence: 2,644 recorded sales in the last 12 months and 198 units in live planning applications. We lend from our own book and arrange whole of market where that serves you better.

All of Greater London

£525k

Median sold price, 12m

2,644

Sales recorded, 12m

198

Units in live applications

£100m

Estimated pipeline GDV

The Brixton market, in numbers we underwrite from

A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Brixton deal starts with the local evidence. Over the last 12 months the town recorded 2,644 sales at a median of £525,000, down 4.5 percent year on year. New build stock commands a premium of about 23.3 percent over existing homes on 43 new build completions, which matters directly to how we read a developer's sales assumptions.

What Brixton stock actually sells for

Property type	Median sold price, 12m
Detached	£1,175,000
Semi-detached	£1,130,000
Terraced	£865,000
Flats	£455,000

HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.

Live planning activity at London Borough of Lambeth

Over the last 3 months our monitors logged 180 relevant applications, 0 approved and 178 awaiting decision. Together the live residential applications propose 212 units with an estimated end value of £106m.

Schemes moving through planning now

Proposal	Units	Status
Refurbishment and extension to the Public House (Sui-generis), including demolition of building at 1A and 3 Streatham Place (use class E(g)(i)) and erection of 5-storey building with a basement to provide co-living accom…	117	Awaiting decision
Approval of details pursuant to condition 30 (surface water drainage system) of planning permission 19/00744/FUL (The application seeks the redevelopment of 2 sites on the Ashmole Housing Estate as follows: Site 1: Demol…	15	Awaiting decision
Change of use from residential flat (Use Class C3) on upper floors to a large House in Multiple Occupation (HMO) (Sui Generis) comprising 10 units, including the addition of a dormer window at second-floor level in the f…	10	Awaiting decision
Application for a Non-Material Amendment Following a Grant of Planning Permission ref: 22/01206/EIAFUL (Demolition of the majority of existing buildings on Plots A, B, C & D including Canterbury House, Stangate House, 10…	9	Awaiting decision

Sourced from London Borough of Lambeth public register. If one of these is your scheme, we already know the context.

Gap funding for Brixton schemes

The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Brixton scheme with the leverage calculator, or see the wider county picture on our Greater London page and the national view in the UK development pipeline tracker.

Indicative terms in Brixton

Loan size£250k to £5m
Combined leverageUp to 90 to 95% LTC
Term6 to 36 months
PricingFrom 12% a year
SecuritySecond charge plus PGs
DecisionTerm sheet in 48 hours

Indicative only; every loan is priced case by case.

FAQ

Mezzanine in Brixton, answered

Do you fund developments in Brixton?

Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Brixton and across Greater London, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.

What does the Brixton market look like right now?

Over the last 12 months Brixton recorded 2,644 sales at a median of £525,000, down 4.5 percent year on year. The live planning pipeline holds 198 units with an estimated GDV of £100m. The figures on this page refresh as the underlying Land Registry and planning data updates.

Does new build stock sell at a premium in Brixton?

On the last 12 months of Land Registry data, the 43 new build sales in Brixton priced about 23.3 percent above comparable existing stock. That premium is one of the first numbers we check when we underwrite a Brixton appraisal.

How quickly can a Brixton scheme get terms?

A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.

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Building in Brixton?

Share the scheme and get a term sheet in 48 hours, underwritten with the same Brixton evidence on this page.