Greater London · London

Mezzanine finance for Stratford developers

Second-charge development funding to 90 to 95 percent of cost, priced against Stratford's own evidence: 1,581 recorded sales in the last 12 months and 16 units in live planning applications. We lend from our own book and arrange whole of market where that serves you better.

All of Greater London

£435k

Median sold price, 12m

1,581

Sales recorded, 12m

Units in live applications

£6.5m

Estimated pipeline GDV

The Stratford market, in numbers we underwrite from

A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Stratford deal starts with the local evidence. Over the last 12 months the town recorded 1,581 sales at a median of £435,000, down 1.1 percent year on year. New build stock commands a premium of about 42.7 percent over existing homes on 101 new build completions, which matters directly to how we read a developer's sales assumptions.

What Stratford stock actually sells for

Property type	Median sold price, 12m
Detached	£472,500
Semi-detached	£472,500
Terraced	£470,000
Flats	£356,250

HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.

Live planning activity at London Borough of Newham

Over the last 3 months our monitors logged 27 relevant applications, 0 approved and 27 awaiting decision. Together the live residential applications propose 19 units with an estimated end value of £7.8m.

Schemes moving through planning now

Proposal	Units	Status
Conversion of property into four self-contained residential units, including construction of a rear dormer roof extension and rear basement extension, together with associated internal and external alterations, provision…	4
Refurbishment and extension of existing buildings, including a four-storey extension, change of upper-floor commercial space (Class E) to residential (Class C3), reconfiguration of existing 3 units, subdivision of the gr…	3
Erection of three storey two bedroom dwelling house with associated refuse storage.	3
Proposed works include overcladding three flat roofs with liquid applied systems, installation of a mansafe system, replacement of rotten boards to chute openings with marine ply and lead and repair or replacement of rai…	3

Sourced from London Borough of Newham public register. If one of these is your scheme, we already know the context.

Gap funding for Stratford schemes

The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Stratford scheme with the leverage calculator, or see the wider county picture on our Greater London page and the national view in the UK development pipeline tracker.

Indicative terms in Stratford

Loan size£250k to £5m
Combined leverageUp to 90 to 95% LTC
Term6 to 36 months
PricingFrom 12% a year
SecuritySecond charge plus PGs
DecisionTerm sheet in 48 hours

Indicative only; every loan is priced case by case.

FAQ

Mezzanine in Stratford, answered

Do you fund developments in Stratford?

Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Stratford and across Greater London, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.

What does the Stratford market look like right now?

Over the last 12 months Stratford recorded 1,581 sales at a median of £435,000, down 1.1 percent year on year. The live planning pipeline holds 16 units with an estimated GDV of £6.5m. The figures on this page refresh as the underlying Land Registry and planning data updates.

Does new build stock sell at a premium in Stratford?

On the last 12 months of Land Registry data, the 101 new build sales in Stratford priced about 42.7 percent above comparable existing stock. That premium is one of the first numbers we check when we underwrite a Stratford appraisal.

How quickly can a Stratford scheme get terms?

A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.

Nearby

More Greater London markets

Greater London

Building in Stratford?

Share the scheme and get a term sheet in 48 hours, underwritten with the same Stratford evidence on this page.