Greater London · London

Mezzanine finance for Bromley developers

Second-charge development funding to 90 to 95 percent of cost, priced against Bromley's own evidence: 3,255 recorded sales in the last 12 months. We lend from our own book and arrange whole of market where that serves you better.

All of Greater London
£500k
Median sold price, 12m
3,255
Sales recorded, 12m
+0.4%
Price change, year on year
-31%
New build premium

The Bromley market, in numbers we underwrite from

A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Bromley deal starts with the local evidence. Over the last 12 months the town recorded 3,255 sales at a median of £500,000, up 0.4 percent year on year. New build stock commands a discount of about 31 percent to existing homes on 29 new build completions, which matters directly to how we read a developer's sales assumptions.

What Bromley stock actually sells for

Property typeMedian sold price, 12m
Detached£850,000
Semi-detached£612,500
Terraced£500,000
Flats£330,000

HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.

Live planning activity at London Borough of Bromley

Over the last 3 months our monitors logged 119 relevant applications, 37 approved and 63 awaiting decision, an approval rate of 69 percent on decided cases. Together the live residential applications propose 78 units with an estimated end value of £38.5m.

Schemes moving through planning now

ProposalUnitsStatus
Minor material amendment under Section 73 of the Town and Country Planning Act 1990 to vary Condition 2 (Approved Plans) and remove Condition 5 (Privacy Screens) of planning permission 18/03465/RECON for the Demolition o… 54 Valid
Construction of upward extension to provide one additional storey of residential flats; comprising a total of 3x flats, with associated access, parking, refuse and cycle storage. (APPLICATION UNDER SCHEDULE 2, PART 20,… 3 Decision Made
Conversion of existing flat into 3 self-contained flats including front and rear roof dormers and replacement external staircase 3 Valid
Prior Notification of change of use to 1st and 2nd floor commercial space (Class E) to create 2 residential dwellings within a mixed-use building under Class G, Part 3, Schedule 2 of the Town and Country Planning (Genera… 2 Decision Made

Sourced from London Borough of Bromley public register. If one of these is your scheme, we already know the context.

Gap funding for Bromley schemes

The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Bromley scheme with the leverage calculator, or see the wider county picture on our Greater London page and the national view in the UK development pipeline tracker.

Indicative terms in Bromley

  • Loan size£250k to £5m
  • Combined leverageUp to 90 to 95% LTC
  • Term6 to 36 months
  • PricingFrom 12% a year
  • SecuritySecond charge plus PGs
  • DecisionTerm sheet in 48 hours

Indicative only; every loan is priced case by case.

FAQ

Mezzanine in Bromley, answered

Do you fund developments in Bromley?

Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Bromley and across Greater London, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.

What does the Bromley market look like right now?

Over the last 12 months Bromley recorded 3,255 sales at a median of £500,000, up 0.4 percent year on year. The figures on this page refresh as the underlying Land Registry and planning data updates.

Does new build stock sell at a premium in Bromley?

On the last 12 months of Land Registry data, the 29 new build sales in Bromley priced about 31 percent below comparable existing stock. That premium is one of the first numbers we check when we underwrite a Bromley appraisal.

How quickly can a Bromley scheme get terms?

A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.

Building in Bromley?

Share the scheme and get a term sheet in 48 hours, underwritten with the same Bromley evidence on this page.