Specialist mezzanine finance for Swansea's developers

Development gap funding across the city of Swansea

Across the 6 Swansea towns we monitor, 331 residential units are moving through live planning applications, an estimated £63.5m of gross development value. Morriston recorded 2,353 sales in the last 12 months.

That data is not decoration: it is how we underwrite. A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so we track every live application and recorded sale in the towns above before we price a Swansea deal. The same numbers are published openly in our UK development pipeline tracker.

Swansea is the second-largest city in Wales, granted city status in 1969. It sits on Swansea Bay and includes the Gower Peninsula, the UK's first designated Area of Outstanding Natural Beauty.

The product itself works the same in Swansea as everywhere we lend: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from 35 percent of cost to 5 or 10. Terms run 6 to 36 months with pricing indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model your own scheme with the leverage calculator.

Swansea's development pipeline, measured

Monitored towns only; data refreshed 5 July 2026 from HM Land Registry and local planning authority records.

Where we lend in Abertawe

Morriston

65 units sit in Morriston's live planning applications, an estimated £12.5m of GDV. The median sold price over the last 12 months is £195,000 (flat 0% year on year), across 2,353 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Mumbles

65 units sit in Mumbles's live planning applications, an estimated £12.5m of GDV. The median sold price over the last 12 months is £195,000 (flat 0% year on year), across 2,353 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Sa1 Waterfront

65 units sit in Sa1 Waterfront's live planning applications, an estimated £12.5m of GDV. The median sold price over the last 12 months is £195,000 (flat 0% year on year), across 2,353 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Sketty

65 units sit in Sketty's live planning applications, an estimated £12.5m of GDV. The median sold price over the last 12 months is £195,000 (flat 0% year on year), across 2,353 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Swansea City Centre

65 units sit in Swansea City Centre's live planning applications, an estimated £12.5m of GDV. The median sold price over the last 12 months is £195,000 (flat 0% year on year), across 2,353 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Neath

6 units sit in Neath's live planning applications, an estimated £996k of GDV. The median sold price over the last 12 months is £158,975 (up 2.6% year on year), across 1,492 recorded sales. Schemes here are underwritten against that evidence, not against optimism.