Specialist mezzanine finance for Suffolk's developers

Development gap funding across the county of Suffolk

Across the 8 Suffolk towns we monitor, 4,201 residential units are moving through live planning applications, an estimated £1.1bn of gross development value, with 94 percent of decided relevant applications approved over the last 12 months. Ipswich recorded 1,471 sales in the last 12 months, while Sudbury carries the county's strongest pricing at a median of £320,000.

That data is not decoration: it is how we underwrite. A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so we track every live application and recorded sale in the towns above before we price a Suffolk deal. The same numbers are published openly in our UK development pipeline tracker, where Suffolk currently ranks number 2 of 48 counties by pipeline value.

Ipswich is the largest settlement and administrative centre. Felixstowe is the largest container port in the United Kingdom.

The product itself works the same in Suffolk as everywhere we lend: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from 35 percent of cost to 5 or 10. Terms run 6 to 36 months with pricing indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model your own scheme with the leverage calculator.

Suffolk's development pipeline, measured

Monitored towns only; data refreshed 5 July 2026 from HM Land Registry and local planning authority records.

Where we lend in Suffolk, England

Felixstowe

1,073 units sit in Felixstowe's live planning applications, an estimated £299m of GDV. The median sold price over the last 12 months is £280,000 (up 1.8% year on year), across 359 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Leiston

1,073 units sit in Leiston's live planning applications, an estimated £275m of GDV. The median sold price over the last 12 months is £257,000 (up 9.8% year on year), across 91 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Lowestoft

1,073 units sit in Lowestoft's live planning applications, an estimated £235m of GDV. The median sold price over the last 12 months is £220,000 (up 2.3% year on year), across 900 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Bury St Edmunds

491 units sit in Bury St Edmunds's live planning applications, an estimated £143m of GDV. The median sold price over the last 12 months is £288,000 (down 4% year on year), across 1,205 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Newmarket

491 units sit in Newmarket's live planning applications, an estimated £141m of GDV. The median sold price over the last 12 months is £285,000 (down 5% year on year), across 348 recorded sales. Schemes here are underwritten against that evidence, not against optimism.