Mezzanine finance for Leiston developers
Second-charge development funding to 90 to 95 percent of cost, priced against Leiston's own evidence: 91 recorded sales in the last 12 months and 1,073 units in live planning applications. We lend from our own book and arrange whole of market where that serves you better.
The Leiston market, in numbers we underwrite from
A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Leiston deal starts with the local evidence. Over the last 12 months the town recorded 91 sales at a median of £257,000, up 9.8 percent year on year.
What Leiston stock actually sells for
| Property type | Median sold price, 12m |
|---|---|
| Detached | £417,500 |
| Semi-detached | £240,500 |
| Terraced | £200,000 |
| Flats | £116,250 |
HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.
Live planning activity at East Suffolk Council
Over the last 3 months our monitors logged 252 relevant applications, 67 approved and 175 awaiting decision, an approval rate of 93 percent on decided cases. Together the live residential applications propose 1,128 units with an estimated end value of £289m.
Schemes moving through planning now
| Proposal | Units | Status |
|---|---|---|
| Non Material Amendment of DC/22/3182/ARM - Approval of Reserved Matters relating to Outline Planning Consent DC/15/1128/OUT - Phase 2 - Residential (305 Dwellings, open space and supporting services and infrastructure),… | 305 | Awaiting decision |
| Discharge of Condition 3 of DC/21/5669/ARM - "Residential development of 161 dwellings, together with associated infrastructure and open space - submission of Reserved Matters under Outline Planning Permission DC/20/1049… | 161 | Permitted |
| Discharge of Condition No. 6 of DC/20/3264/FUL - (A phased development comprising Hybrid Planning Application: (i) Full Planning Application - Residential development of 129 dwellings (including affordable housing) toget… | 129 | Awaiting decision |
| Discharge of Condition No.15 of DC/20/3890/OUT - Outline Application (With Some Matters Reserved) - Residential development for up to 75 dwellings, with associated open space, including community orchards and allotments,… | 75 | Awaiting decision |
Sourced from East Suffolk Council public register. If one of these is your scheme, we already know the context.
Gap funding for Leiston schemes
The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Leiston scheme with the leverage calculator, or see the wider county picture on our Suffolk page and the national view in the UK development pipeline tracker.
Indicative terms in Leiston
- Loan size£250k to £5m
- Combined leverageUp to 90 to 95% LTC
- Term6 to 36 months
- PricingFrom 12% a year
- SecuritySecond charge plus PGs
- DecisionTerm sheet in 48 hours
Indicative only; every loan is priced case by case.
Mezzanine in Leiston, answered
Do you fund developments in Leiston?
Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Leiston and across Suffolk, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.
What does the Leiston market look like right now?
Over the last 12 months Leiston recorded 91 sales at a median of £257,000, up 9.8 percent year on year. The live planning pipeline holds 1,073 units with an estimated GDV of £275m. The figures on this page refresh as the underlying Land Registry and planning data updates.
How quickly can a Leiston scheme get terms?
A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.
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View Bury St Edmunds → SuffolkNewmarket
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View Ipswich →Building in Leiston?
Share the scheme and get a term sheet in 48 hours, underwritten with the same Leiston evidence on this page.