Specialist mezzanine finance for Cambridgeshire's developers

Development gap funding across the county of Cambridgeshire

Across the 8 Cambridgeshire towns we monitor, 595 residential units are moving through live planning applications, an estimated £275m of gross development value. Peterborough recorded 1,816 sales in the last 12 months, while Cambridge carries the county's strongest pricing at a median of £485,000.

That data is not decoration: it is how we underwrite. A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so we track every live application and recorded sale in the towns above before we price a Cambridgeshire deal. The same numbers are published openly in our UK development pipeline tracker.

Peterborough is the largest city, with Cambridge, Ely, Wisbech, Huntingdon and St Neots the other main centres. The low-lying Fens dominate the north and east, drained by the Nene, Great Ouse and Cam.

The product itself works the same in Cambridgeshire as everywhere we lend: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from 35 percent of cost to 5 or 10. Terms run 6 to 36 months with pricing indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model your own scheme with the leverage calculator.

Cambridgeshire's development pipeline, measured

Monitored towns only; data refreshed 5 July 2026 from HM Land Registry and local planning authority records.

Where we lend in Cambridgeshire, England

Cambridge

595 units sit in Cambridge's live planning applications, an estimated £275m of GDV. The median sold price over the last 12 months is £485,000 (down 1% year on year), across 1,003 recorded sales. Schemes here are underwritten against that evidence, not against optimism.