Mezzanine finance for Huntingdon developers
Second-charge development funding to 90 to 95 percent of cost, priced against Huntingdon's own evidence: 1,136 recorded sales in the last 12 months. We lend from our own book and arrange whole of market where that serves you better.
The Huntingdon market, in numbers we underwrite from
A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Huntingdon deal starts with the local evidence. Over the last 12 months the town recorded 1,136 sales at a median of £305,500, down 6 percent year on year. New build stock commands a premium of about 23 percent over existing homes on 15 new build completions, which matters directly to how we read a developer's sales assumptions.
What Huntingdon stock actually sells for
| Property type | Median sold price, 12m |
|---|---|
| Detached | £425,000 |
| Semi-detached | £285,000 |
| Terraced | £237,500 |
| Flats | £150,000 |
HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.
Gap funding for Huntingdon schemes
The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Huntingdon scheme with the leverage calculator, or see the wider county picture on our Cambridgeshire page and the national view in the UK development pipeline tracker.
Indicative terms in Huntingdon
- Loan size£250k to £5m
- Combined leverageUp to 90 to 95% LTC
- Term6 to 36 months
- PricingFrom 12% a year
- SecuritySecond charge plus PGs
- DecisionTerm sheet in 48 hours
Indicative only; every loan is priced case by case.
Mezzanine in Huntingdon, answered
Do you fund developments in Huntingdon?
Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Huntingdon and across Cambridgeshire, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.
What does the Huntingdon market look like right now?
Over the last 12 months Huntingdon recorded 1,136 sales at a median of £305,500, down 6 percent year on year. The figures on this page refresh as the underlying Land Registry and planning data updates.
Does new build stock sell at a premium in Huntingdon?
On the last 12 months of Land Registry data, the 15 new build sales in Huntingdon priced about 23 percent above comparable existing stock. That premium is one of the first numbers we check when we underwrite a Huntingdon appraisal.
How quickly can a Huntingdon scheme get terms?
A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.
More Cambridgeshire markets
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595 pipeline units, £275m est. GDV
View Cambridge → CambridgeshireEly
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View Ely → CambridgeshireMarch
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View March → CambridgeshirePeterborough
1,816 sales, median £235k
View Peterborough → CambridgeshireSt Ives
221 sales, median £300k
View St Ives →Building in Huntingdon?
Share the scheme and get a term sheet in 48 hours, underwritten with the same Huntingdon evidence on this page.