Specialist mezzanine finance for Norfolk's developers

Development gap funding across the county of Norfolk

Across the 8 Norfolk towns we monitor, 3,198 residential units are moving through live planning applications, an estimated £862m of gross development value, with 87 percent of decided relevant applications approved over the last 12 months. Kings Lynn recorded 1,804 sales in the last 12 months, while Wymondham carries the county's strongest pricing at a median of £300,000.

That data is not decoration: it is how we underwrite. A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so we track every live application and recorded sale in the towns above before we price a Norfolk deal. The same numbers are published openly in our UK development pipeline tracker, where Norfolk currently ranks number 3 of 48 counties by pipeline value.

Norwich is the county's largest settlement and only city and its main business and cultural centre. The Norfolk Broads, a network of rivers and lakes, have national-park status and extend into Suffolk.

The product itself works the same in Norfolk as everywhere we lend: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from 35 percent of cost to 5 or 10. Terms run 6 to 36 months with pricing indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model your own scheme with the leverage calculator.

Norfolk's development pipeline, measured

Monitored towns only; data refreshed 5 July 2026 from HM Land Registry and local planning authority records.

Where we lend in Norfolk, England

Kings Lynn

1,563 units sit in Kings Lynn's live planning applications, an estimated £411m of GDV. The median sold price over the last 12 months is £265,000 (flat 0% year on year), across 1,804 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Cromer

1,438 units sit in Cromer's live planning applications, an estimated £411m of GDV. The median sold price over the last 12 months is £287,750 (down 2.5% year on year), across 1,378 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Great Yarmouth

186 units sit in Great Yarmouth's live planning applications, an estimated £38.0m of GDV. The median sold price over the last 12 months is £205,000 (down 2.4% year on year), across 1,179 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Norwich

11 units sit in Norwich's live planning applications, an estimated £2.4m of GDV. The median sold price over the last 12 months is £230,000 (down 1.3% year on year), across 1,557 recorded sales. Schemes here are underwritten against that evidence, not against optimism.