Norfolk · East of England

Mezzanine finance for Great Yarmouth developers

Second-charge development funding to 90 to 95 percent of cost, priced against Great Yarmouth's own evidence: 1,179 recorded sales in the last 12 months and 186 units in live planning applications. We lend from our own book and arrange whole of market where that serves you better.

All of Norfolk

£205k

Median sold price, 12m

1,179

Sales recorded, 12m

186

Units in live applications

£38.0m

Estimated pipeline GDV

The Great Yarmouth market, in numbers we underwrite from

A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Great Yarmouth deal starts with the local evidence. Over the last 12 months the town recorded 1,179 sales at a median of £205,000, down 2.4 percent year on year. New build stock commands a premium of about 2.2 percent over existing homes on 10 new build completions, which matters directly to how we read a developer's sales assumptions.

What Great Yarmouth stock actually sells for

Property type	Median sold price, 12m
Detached	£320,000
Semi-detached	£223,750
Terraced	£155,000
Flats	£100,000

HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.

Live planning activity at Great Yarmouth Borough Council

Over the last 3 months our monitors logged 56 relevant applications, 3 approved and 51 awaiting decision, an approval rate of 60 percent on decided cases. Together the live residential applications propose 186 units with an estimated end value of £38.0m.

Schemes moving through planning now

Proposal	Units	Status
Variation of Conditions 2, 7(b), 14, 15, 20, 24, 25 of pp 06/23/0056/F (Erection of 77 dwellings, access, parking and associated works) - Amendments to approved plans to change housing designs, sizes and materials, rearr…	77
Variation of Conditions 2, 12, 19, 22, 27 and 28 of pp 06/23/0504/F (Construction of 55 dwellings with associated access, drainage, public open space, landscaping and infrastructure) - Amendments to approved plans to cha…	55
Variation of Conditions 2, 8(b), 12, 18, 22, 24, 25, of pp 06/23/0669/F (Erection of 29 dwellings, access, parking and associated works) - Amendments to approved plans to change housing designs, sizes and materials, adju…	29
Application for Outline Planning Permission including details of access, for residential development of 17 dwellings. (Details of appearance, landscaping, layout and scale reserved for future determination).	17

Sourced from Great Yarmouth Borough Council public register. If one of these is your scheme, we already know the context.

Gap funding for Great Yarmouth schemes

The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Great Yarmouth scheme with the leverage calculator, or see the wider county picture on our Norfolk page and the national view in the UK development pipeline tracker.

Indicative terms in Great Yarmouth

Loan size£250k to £5m
Combined leverageUp to 90 to 95% LTC
Term6 to 36 months
PricingFrom 12% a year
SecuritySecond charge plus PGs
DecisionTerm sheet in 48 hours

Indicative only; every loan is priced case by case.

FAQ

Mezzanine in Great Yarmouth, answered

Do you fund developments in Great Yarmouth?

Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Great Yarmouth and across Norfolk, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.

What does the Great Yarmouth market look like right now?

Over the last 12 months Great Yarmouth recorded 1,179 sales at a median of £205,000, down 2.4 percent year on year. The live planning pipeline holds 186 units with an estimated GDV of £38.0m. The figures on this page refresh as the underlying Land Registry and planning data updates.

Does new build stock sell at a premium in Great Yarmouth?

On the last 12 months of Land Registry data, the 10 new build sales in Great Yarmouth priced about 2.2 percent above comparable existing stock. That premium is one of the first numbers we check when we underwrite a Great Yarmouth appraisal.

How quickly can a Great Yarmouth scheme get terms?

A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.

Nearby

More Norfolk markets

Norfolk

Building in Great Yarmouth?

Share the scheme and get a term sheet in 48 hours, underwritten with the same Great Yarmouth evidence on this page.