Specialist mezzanine finance for Nottinghamshire's developers
Second-charge development funding that lifts combined leverage to 90 to 95 percent of cost, underwritten with live planning and sold-price data from 7 Nottinghamshire towns. We lend from our own book and arrange whole of market where that serves you better.
Development gap funding across the county of Nottinghamshire
Across the 7 Nottinghamshire towns we monitor, 1,123 residential units are moving through live planning applications, an estimated £264m of gross development value. Nottingham recorded 2,728 sales in the last 12 months, while West Bridgford carries the county's strongest pricing at a median of £325,000.
That data is not decoration: it is how we underwrite. A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so we track every live application and recorded sale in the towns above before we price a Nottinghamshire deal. The same numbers are published openly in our UK development pipeline tracker.
Nottingham is the largest settlement and the county's most densely populated area. Sherwood Forest, famed for its links to the Robin Hood legend, lies in the centre-north.
The product itself works the same in Nottinghamshire as everywhere we lend: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from 35 percent of cost to 5 or 10. Terms run 6 to 36 months with pricing indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model your own scheme with the leverage calculator.
Nottinghamshire's development pipeline, measured
| Town | Pipeline units | Est. GDV | Sales, 12m | Median price |
|---|---|---|---|---|
| West Bridgford | 273 | £88.6m | 1,524 | £325,000 |
| Mansfield | 395 | £70.2m | 1,197 | £180,000 |
| Arnold | 287 | £67.9m | 1,368 | £240,000 |
| Newark | 168 | £37.6m | 1,532 | £225,850 |
| Nottingham | 0 | 0 | 2,728 | £190,000 |
| Retford | 0 | 0 | 428 | £194,000 |
| Worksop | 0 | 0 | 684 | £190,000 |
Monitored towns only; data refreshed 5 July 2026 from HM Land Registry and local planning authority records.
Where we lend in Nottinghamshire, England
West Bridgford
273 units sit in West Bridgford's live planning applications, an estimated £88.6m of GDV. The median sold price over the last 12 months is £325,000 (down 5.8% year on year), across 1,524 recorded sales. Schemes here are underwritten against that evidence, not against optimism.
Mansfield
395 units sit in Mansfield's live planning applications, an estimated £70.2m of GDV. The median sold price over the last 12 months is £180,000 (flat 0% year on year), across 1,197 recorded sales. Schemes here are underwritten against that evidence, not against optimism.
Arnold
287 units sit in Arnold's live planning applications, an estimated £67.9m of GDV. The median sold price over the last 12 months is £240,000 (down 3.2% year on year), across 1,368 recorded sales. Schemes here are underwritten against that evidence, not against optimism.
Newark
168 units sit in Newark's live planning applications, an estimated £37.6m of GDV. The median sold price over the last 12 months is £225,850 (down 2.7% year on year), across 1,532 recorded sales. Schemes here are underwritten against that evidence, not against optimism.
Indicative terms in Nottinghamshire
- Loan size£250k to £5m
- Combined leverageUp to 90 to 95% LTC
- Term6 to 36 months
- PricingFrom 12% a year
- SecuritySecond charge plus PGs
- DecisionTerm sheet in 48 hours
Indicative only; every loan is priced case by case.
Every Nottinghamshire market we monitor
Mezzanine finance in Nottinghamshire, answered
Do you lend on developments in Nottinghamshire?
Yes. We provide second-charge mezzanine finance for residential and mixed-use schemes across the county of Nottinghamshire, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder's appetite better, we arrange it whole of market instead.
What does mezzanine finance cost in Nottinghamshire?
Pricing is set by the deal rather than the postcode: indicatively 12 to 18 percent a year with an arrangement fee of 1.5 to 2.5 percent. What moves it is leverage, track record, profit on cost and the strength of the exit, and Nottinghamshire schemes with sales evidence from markets like Nottingham price at the stronger end.
Which Nottinghamshire towns do you cover?
All of them. The towns listed on this page are the ones our data monitors track, including West Bridgford, Mansfield, Arnold, Newark, but we lend and arrange across the whole county and the wider region.
How quickly can a Nottinghamshire scheme get a term sheet?
The same as anywhere we lend: a complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks alongside your senior lender's process.
Mezzanine lending across East Midlands
Derbyshire
1,615 pipeline units, £308m est. GDV
View Derbyshire → 8 towns monitoredLincolnshire
963 pipeline units, £227m est. GDV
View Lincolnshire → 7 towns monitoredLeicestershire
580 pipeline units, £156m est. GDV
View Leicestershire → 7 towns monitoredNorthamptonshire
8,030 sales tracked over 12 months
View Northamptonshire →Building in Nottinghamshire?
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