East Midlands · Mezzanine lending

Specialist mezzanine finance for Nottinghamshire's developers

Second-charge development funding that lifts combined leverage to 90 to 95 percent of cost, underwritten with live planning and sold-price data from 7 Nottinghamshire towns. We lend from our own book and arrange whole of market where that serves you better.

How our mezzanine works
1,123
Units in live applications
£264m
Estimated pipeline GDV
£194k
Median sold price, 12m
9,461
Sales recorded, 12 months

Development gap funding across the county of Nottinghamshire

Across the 7 Nottinghamshire towns we monitor, 1,123 residential units are moving through live planning applications, an estimated £264m of gross development value. Nottingham recorded 2,728 sales in the last 12 months, while West Bridgford carries the county's strongest pricing at a median of £325,000.

That data is not decoration: it is how we underwrite. A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so we track every live application and recorded sale in the towns above before we price a Nottinghamshire deal. The same numbers are published openly in our UK development pipeline tracker.

Nottingham is the largest settlement and the county's most densely populated area. Sherwood Forest, famed for its links to the Robin Hood legend, lies in the centre-north.

The product itself works the same in Nottinghamshire as everywhere we lend: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from 35 percent of cost to 5 or 10. Terms run 6 to 36 months with pricing indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model your own scheme with the leverage calculator.

Nottinghamshire's development pipeline, measured

TownPipeline unitsEst. GDVSales, 12mMedian price
West Bridgford 273 £88.6m 1,524 £325,000
Mansfield 395 £70.2m 1,197 £180,000
Arnold 287 £67.9m 1,368 £240,000
Newark 168 £37.6m 1,532 £225,850
Nottingham 0 0 2,728 £190,000
Retford 0 0 428 £194,000
Worksop 0 0 684 £190,000

Monitored towns only; data refreshed 5 July 2026 from HM Land Registry and local planning authority records.

Where we lend in Nottinghamshire, England

West Bridgford

273 units sit in West Bridgford's live planning applications, an estimated £88.6m of GDV. The median sold price over the last 12 months is £325,000 (down 5.8% year on year), across 1,524 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Mansfield

395 units sit in Mansfield's live planning applications, an estimated £70.2m of GDV. The median sold price over the last 12 months is £180,000 (flat 0% year on year), across 1,197 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Arnold

287 units sit in Arnold's live planning applications, an estimated £67.9m of GDV. The median sold price over the last 12 months is £240,000 (down 3.2% year on year), across 1,368 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Newark

168 units sit in Newark's live planning applications, an estimated £37.6m of GDV. The median sold price over the last 12 months is £225,850 (down 2.7% year on year), across 1,532 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Indicative terms in Nottinghamshire

  • Loan size£250k to £5m
  • Combined leverageUp to 90 to 95% LTC
  • Term6 to 36 months
  • PricingFrom 12% a year
  • SecuritySecond charge plus PGs
  • DecisionTerm sheet in 48 hours

Indicative only; every loan is priced case by case.

Town by town

Every Nottinghamshire market we monitor

FAQ

Mezzanine finance in Nottinghamshire, answered

Do you lend on developments in Nottinghamshire?

Yes. We provide second-charge mezzanine finance for residential and mixed-use schemes across the county of Nottinghamshire, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder's appetite better, we arrange it whole of market instead.

What does mezzanine finance cost in Nottinghamshire?

Pricing is set by the deal rather than the postcode: indicatively 12 to 18 percent a year with an arrangement fee of 1.5 to 2.5 percent. What moves it is leverage, track record, profit on cost and the strength of the exit, and Nottinghamshire schemes with sales evidence from markets like Nottingham price at the stronger end.

Which Nottinghamshire towns do you cover?

All of them. The towns listed on this page are the ones our data monitors track, including West Bridgford, Mansfield, Arnold, Newark, but we lend and arrange across the whole county and the wider region.

How quickly can a Nottinghamshire scheme get a term sheet?

The same as anywhere we lend: a complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks alongside your senior lender's process.

Building in Nottinghamshire?

Share the scheme and get a term sheet in 48 hours, underwritten with the same Nottinghamshire data you have just read.

All locations