Specialist mezzanine finance for Derbyshire's developers

Development gap funding across the county of Derbyshire

Across the 8 Derbyshire towns we monitor, 1,615 residential units are moving through live planning applications, an estimated £308m of gross development value, with 100 percent of decided relevant applications approved over the last 12 months. Derby recorded 2,663 sales in the last 12 months, while Matlock carries the county's strongest pricing at a median of £315,000.

That data is not decoration: it is how we underwrite. A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so we track every live application and recorded sale in the towns above before we price a Derbyshire deal. The same numbers are published openly in our UK development pipeline tracker.

The north and centre contain much of the Peak District, England's first national park. Derby is the largest settlement and Chesterfield the second largest.

The product itself works the same in Derbyshire as everywhere we lend: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from 35 percent of cost to 5 or 10. Terms run 6 to 36 months with pricing indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model your own scheme with the leverage calculator.

Derbyshire's development pipeline, measured

Monitored towns only; data refreshed 5 July 2026 from HM Land Registry and local planning authority records.

Where we lend in Derbyshire, England

Chesterfield

1,507 units sit in Chesterfield's live planning applications, an estimated £278m of GDV. The median sold price over the last 12 months is £185,000 (down 2.6% year on year), across 1,238 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Matlock

50 units sit in Matlock's live planning applications, an estimated £15.8m of GDV. The median sold price over the last 12 months is £315,000 (up 0.3% year on year), across 796 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Buxton

50 units sit in Buxton's live planning applications, an estimated £12.8m of GDV. The median sold price over the last 12 months is £255,000 (down 1% year on year), across 1,088 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Derby

8 units sit in Derby's live planning applications, an estimated £1.5m of GDV. The median sold price over the last 12 months is £205,000 (down 1.4% year on year), across 2,663 recorded sales. Schemes here are underwritten against that evidence, not against optimism.