Mezzanine finance for Mansfield developers
Second-charge development funding to 90 to 95 percent of cost, priced against Mansfield's own evidence: 1,197 recorded sales in the last 12 months and 395 units in live planning applications. We lend from our own book and arrange whole of market where that serves you better.
The Mansfield market, in numbers we underwrite from
A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Mansfield deal starts with the local evidence. Over the last 12 months the town recorded 1,197 sales at a median of £180,000, flat 0 percent year on year. New build stock commands a premium of about 34.9 percent over existing homes on 26 new build completions, which matters directly to how we read a developer's sales assumptions.
What Mansfield stock actually sells for
| Property type | Median sold price, 12m |
|---|---|
| Detached | £275,000 |
| Semi-detached | £172,500 |
| Terraced | £118,000 |
| Flats | £100,000 |
HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.
Live planning activity at Mansfield District Council
Over the last 3 months our monitors logged 17 relevant applications, 0 approved and 17 awaiting decision. Together the live residential applications propose 395 units with an estimated end value of £70.1m.
Schemes moving through planning now
| Proposal | Units | Status |
|---|---|---|
| OUTLINE APPLICATION FOR THE ERECTION OF UP TO 290 DWELLINGS (INCLUDING AFFORDABLE HOUSING) WITH PUBLIC OPEN SPACE, LANDSCAPING, SUSTAINABLE DRAINAGE SYSTEM (SUDS) AND VEHICULAR ACCESS POINTS. ALL MATTERS RESERVED EXCEPT… | 290 | Registered |
| CONSTRUCTION OF 90 DWELLINGS WITH ASSOCIATED WORKS INCLUDING ACCESS AND LANDSCAPING | 90 | Unknown |
| ERECTION OF 12 NO. ASSISTED LIVING APARTMENTS AND 6 NO. ASSISTED LIVING BUNGALOWS, DRAINAGE AND LANDSCAPE INFRASTRUCTURE AND ACCESS OFF BOTANY AVENUE | 12 | Registered |
| APPLICATION FOR A LAWFUL DEVELOPMENT CERTIFICATE UNDER THE TOWN AND COUNTRY PLANNING (GENERAL PERMITTED DEVELOPMENT) (ENGLAND) ORDER 2015 (AS AMENDED) - CHANGE OF USE FROM C3 DWELLING HOUSE TO C4 HMO (5 BEDROOM, 5 PEOPLE… | 1 | Registered |
Sourced from Mansfield District Council public register. If one of these is your scheme, we already know the context.
Gap funding for Mansfield schemes
The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Mansfield scheme with the leverage calculator, or see the wider county picture on our Nottinghamshire page and the national view in the UK development pipeline tracker.
Indicative terms in Mansfield
- Loan size£250k to £5m
- Combined leverageUp to 90 to 95% LTC
- Term6 to 36 months
- PricingFrom 12% a year
- SecuritySecond charge plus PGs
- DecisionTerm sheet in 48 hours
Indicative only; every loan is priced case by case.
Mezzanine in Mansfield, answered
Do you fund developments in Mansfield?
Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Mansfield and across Nottinghamshire, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.
What does the Mansfield market look like right now?
Over the last 12 months Mansfield recorded 1,197 sales at a median of £180,000, flat 0 percent year on year. The live planning pipeline holds 395 units with an estimated GDV of £70.2m. The figures on this page refresh as the underlying Land Registry and planning data updates.
Does new build stock sell at a premium in Mansfield?
On the last 12 months of Land Registry data, the 26 new build sales in Mansfield priced about 34.9 percent above comparable existing stock. That premium is one of the first numbers we check when we underwrite a Mansfield appraisal.
How quickly can a Mansfield scheme get terms?
A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.
More Nottinghamshire markets
West Bridgford
273 pipeline units, £88.6m est. GDV
View West Bridgford → NottinghamshireArnold
287 pipeline units, £67.9m est. GDV
View Arnold → NottinghamshireNewark
168 pipeline units, £37.6m est. GDV
View Newark → NottinghamshireNottingham
2,728 sales, median £190k
View Nottingham → NottinghamshireRetford
428 sales, median £194k
View Retford →Building in Mansfield?
Share the scheme and get a term sheet in 48 hours, underwritten with the same Mansfield evidence on this page.