Nottinghamshire · East Midlands

Mezzanine finance for Newark developers

Second-charge development funding to 90 to 95 percent of cost, priced against Newark's own evidence: 1,532 recorded sales in the last 12 months and 168 units in live planning applications. We lend from our own book and arrange whole of market where that serves you better.

All of Nottinghamshire
£226k
Median sold price, 12m
1,532
Sales recorded, 12m
168
Units in live applications
£37.6m
Estimated pipeline GDV

The Newark market, in numbers we underwrite from

A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Newark deal starts with the local evidence. Over the last 12 months the town recorded 1,532 sales at a median of £225,850, down 2.7 percent year on year. New build stock commands a premium of about 28.9 percent over existing homes on 31 new build completions, which matters directly to how we read a developer's sales assumptions.

What Newark stock actually sells for

Property typeMedian sold price, 12m
Detached£325,000
Semi-detached£192,000
Terraced£160,000
Flats£116,000

HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.

Live planning activity at Newark and Sherwood District Council

Over the last 3 months our monitors logged 66 relevant applications, 0 approved and 66 awaiting decision. Together the live residential applications propose 172 units with an estimated end value of £38.6m.

Schemes moving through planning now

ProposalUnitsStatus
Outline permission for up to 119 homes with all matters reserved except for access and landscaping 119 Registered
Outline application for demolition of Heather House and erection of up to 31 dwellings with access, open space, landscaping, drainage and associated infrastructure. All matters are reserved except for access. 31 Registered
Application for permission in principle for a minimum of 4 dwellings and maximum of 5 dwellings 4 Registered
Application for permission in principle for proposed residential development of a minimum of 2 and a maximum of 2 dwellings. 2 Registered

Sourced from Newark and Sherwood District Council public register. If one of these is your scheme, we already know the context.

Gap funding for Newark schemes

The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Newark scheme with the leverage calculator, or see the wider county picture on our Nottinghamshire page and the national view in the UK development pipeline tracker.

Indicative terms in Newark

  • Loan size£250k to £5m
  • Combined leverageUp to 90 to 95% LTC
  • Term6 to 36 months
  • PricingFrom 12% a year
  • SecuritySecond charge plus PGs
  • DecisionTerm sheet in 48 hours

Indicative only; every loan is priced case by case.

FAQ

Mezzanine in Newark, answered

Do you fund developments in Newark?

Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Newark and across Nottinghamshire, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.

What does the Newark market look like right now?

Over the last 12 months Newark recorded 1,532 sales at a median of £225,850, down 2.7 percent year on year. The live planning pipeline holds 168 units with an estimated GDV of £37.6m. The figures on this page refresh as the underlying Land Registry and planning data updates.

Does new build stock sell at a premium in Newark?

On the last 12 months of Land Registry data, the 31 new build sales in Newark priced about 28.9 percent above comparable existing stock. That premium is one of the first numbers we check when we underwrite a Newark appraisal.

How quickly can a Newark scheme get terms?

A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.

Building in Newark?

Share the scheme and get a term sheet in 48 hours, underwritten with the same Newark evidence on this page.