Specialist mezzanine finance for Newport's developers
Second-charge development funding that lifts combined leverage to 90 to 95 percent of cost, underwritten with live planning and sold-price data from 5 Newport towns. We lend from our own book and arrange whole of market where that serves you better.
Development gap funding across the city of Newport
Across the 5 Newport towns we monitor, 828 residential units are moving through live planning applications, an estimated £127m of gross development value. Caerleon recorded 1,737 sales in the last 12 months.
That data is not decoration: it is how we underwrite. A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so we track every live application and recorded sale in the towns above before we price a Newport deal. The same numbers are published openly in our UK development pipeline tracker.
Newport is a city on the River Usk near its confluence with the Severn Estuary, about 12 miles north-east of Cardiff. It was granted city status in 2002 and has been a port since medieval times.
The product itself works the same in Newport as everywhere we lend: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from 35 percent of cost to 5 or 10. Terms run 6 to 36 months with pricing indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model your own scheme with the leverage calculator.
Newport's development pipeline, measured
| Town | Pipeline units | Est. GDV | Sales, 12m | Median price |
|---|---|---|---|---|
| Caerleon | 276 | £42.5m | 1,737 | £227,000 |
| Maindee | 276 | £42.5m | 1,737 | £227,000 |
| Newport City Centre | 276 | £42.5m | 1,737 | £227,000 |
| Cwmbran | 0 | 0 | 398 | £200,000 |
| Pontypool | 0 | 0 | 377 | £178,000 |
Monitored towns only; data refreshed 5 July 2026 from HM Land Registry and local planning authority records.
Where we lend in Casnewydd
Caerleon
276 units sit in Caerleon's live planning applications, an estimated £42.5m of GDV. The median sold price over the last 12 months is £227,000 (up 0.9% year on year), across 1,737 recorded sales. Schemes here are underwritten against that evidence, not against optimism.
Maindee
276 units sit in Maindee's live planning applications, an estimated £42.5m of GDV. The median sold price over the last 12 months is £227,000 (up 0.9% year on year), across 1,737 recorded sales. Schemes here are underwritten against that evidence, not against optimism.
Newport City Centre
276 units sit in Newport City Centre's live planning applications, an estimated £42.5m of GDV. The median sold price over the last 12 months is £227,000 (up 0.9% year on year), across 1,737 recorded sales. Schemes here are underwritten against that evidence, not against optimism.
Indicative terms in Newport
- Loan size£250k to £5m
- Combined leverageUp to 90 to 95% LTC
- Term6 to 36 months
- PricingFrom 12% a year
- SecuritySecond charge plus PGs
- DecisionTerm sheet in 48 hours
Indicative only; every loan is priced case by case.
Every Newport market we monitor
Mezzanine finance in Newport, answered
Do you lend on developments in Newport?
Yes. We provide second-charge mezzanine finance for residential and mixed-use schemes across the city of Newport, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder's appetite better, we arrange it whole of market instead.
What does mezzanine finance cost in Newport?
Pricing is set by the deal rather than the postcode: indicatively 12 to 18 percent a year with an arrangement fee of 1.5 to 2.5 percent. What moves it is leverage, track record, profit on cost and the strength of the exit, and Newport schemes with sales evidence from markets like Caerleon price at the stronger end.
Which Newport towns do you cover?
All of them. The towns listed on this page are the ones our data monitors track, including Caerleon, Maindee, Newport City Centre, Cwmbran, but we lend and arrange across the whole county and the wider region.
How quickly can a Newport scheme get a term sheet?
The same as anywhere we lend: a complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks alongside your senior lender's process.
Mezzanine lending across South East Wales
Berkshire
8,896 pipeline units, £4.4bn est. GDV
View Berkshire → 8 towns monitoredSuffolk
4,201 pipeline units, £1.1bn est. GDV
View Suffolk → 8 towns monitoredNorfolk
3,198 pipeline units, £862m est. GDV
View Norfolk → 10 towns monitoredHertfordshire
1,811 pipeline units, £849m est. GDV
View Hertfordshire → 6 towns monitoredGloucestershire
2,423 pipeline units, £786m est. GDV
View Gloucestershire →Building in Newport?
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