West Midlands · Mezzanine lending

Specialist mezzanine finance for Shropshire's developers

Second-charge development funding that lifts combined leverage to 90 to 95 percent of cost, underwritten with live planning and sold-price data from 5 Shropshire towns. We lend from our own book and arrange whole of market where that serves you better.

How our mezzanine works
40
Units in live applications
£9.0m
Estimated pipeline GDV
£265k
Median sold price, 12m
2,676
Sales recorded, 12 months

Development gap funding across the county of Shropshire

Across the 5 Shropshire towns we monitor, 40 residential units are moving through live planning applications, an estimated £9.0m of gross development value. Shrewsbury recorded 1,483 sales in the last 12 months.

That data is not decoration: it is how we underwrite. A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so we track every live application and recorded sale in the towns above before we price a Shropshire deal. The same numbers are published openly in our UK development pipeline tracker.

Telford is the largest settlement and Shrewsbury the county town. The River Severn enters the county in the west and flows through Shrewsbury.

The product itself works the same in Shropshire as everywhere we lend: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from 35 percent of cost to 5 or 10. Terms run 6 to 36 months with pricing indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model your own scheme with the leverage calculator.

Shropshire's development pipeline, measured

TownPipeline unitsEst. GDVSales, 12mMedian price
Shrewsbury 8 £1.9m 1,483 £272,200
Bridgnorth 8 £1.9m 251 £265,000
Ludlow 8 £1.8m 229 £265,000
Market Drayton 8 £1.7m 248 £251,250
Oswestry 8 £1.7m 465 £239,500

Monitored towns only; data refreshed 5 July 2026 from HM Land Registry and local planning authority records.

Where we lend in Shropshire, England

Shrewsbury

8 units sit in Shrewsbury's live planning applications, an estimated £1.9m of GDV. The median sold price over the last 12 months is £272,200 (down 1% year on year), across 1,483 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Bridgnorth

8 units sit in Bridgnorth's live planning applications, an estimated £1.9m of GDV. The median sold price over the last 12 months is £265,000 (flat 0% year on year), across 251 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Ludlow

8 units sit in Ludlow's live planning applications, an estimated £1.8m of GDV. The median sold price over the last 12 months is £265,000 (down 1.9% year on year), across 229 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Market Drayton

8 units sit in Market Drayton's live planning applications, an estimated £1.7m of GDV. The median sold price over the last 12 months is £251,250 (down 2.4% year on year), across 248 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Oswestry

8 units sit in Oswestry's live planning applications, an estimated £1.7m of GDV. The median sold price over the last 12 months is £239,500 (down 0.2% year on year), across 465 recorded sales. Schemes here are underwritten against that evidence, not against optimism.

Indicative terms in Shropshire

  • Loan size£250k to £5m
  • Combined leverageUp to 90 to 95% LTC
  • Term6 to 36 months
  • PricingFrom 12% a year
  • SecuritySecond charge plus PGs
  • DecisionTerm sheet in 48 hours

Indicative only; every loan is priced case by case.

Town by town

Every Shropshire market we monitor

FAQ

Mezzanine finance in Shropshire, answered

Do you lend on developments in Shropshire?

Yes. We provide second-charge mezzanine finance for residential and mixed-use schemes across the county of Shropshire, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder's appetite better, we arrange it whole of market instead.

What does mezzanine finance cost in Shropshire?

Pricing is set by the deal rather than the postcode: indicatively 12 to 18 percent a year with an arrangement fee of 1.5 to 2.5 percent. What moves it is leverage, track record, profit on cost and the strength of the exit, and Shropshire schemes with sales evidence from markets like Shrewsbury price at the stronger end.

Which Shropshire towns do you cover?

All of them. The towns listed on this page are the ones our data monitors track, including Shrewsbury, Bridgnorth, Ludlow, Market Drayton, but we lend and arrange across the whole county and the wider region.

How quickly can a Shropshire scheme get a term sheet?

The same as anywhere we lend: a complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks alongside your senior lender's process.

Building in Shropshire?

Share the scheme and get a term sheet in 48 hours, underwritten with the same Shropshire data you have just read.

All locations