Mezzanine finance for Shrewsbury developers
Second-charge development funding to 90 to 95 percent of cost, priced against Shrewsbury's own evidence: 1,483 recorded sales in the last 12 months and 8 units in live planning applications. We lend from our own book and arrange whole of market where that serves you better.
The Shrewsbury market, in numbers we underwrite from
A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Shrewsbury deal starts with the local evidence. Over the last 12 months the town recorded 1,483 sales at a median of £272,200, down 1 percent year on year. New build stock commands a premium of about 49.2 percent over existing homes on 11 new build completions, which matters directly to how we read a developer's sales assumptions.
What Shrewsbury stock actually sells for
| Property type | Median sold price, 12m |
|---|---|
| Detached | £395,000 |
| Semi-detached | £250,000 |
| Terraced | £215,000 |
| Flats | £155,000 |
HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.
Live planning activity at Shropshire Council
Over the last 3 months our monitors logged 55 relevant applications, 0 approved and 55 awaiting decision. Together the live residential applications propose 8 units with an estimated end value of £1.9m.
Schemes moving through planning now
| Proposal | Units | Status |
|---|---|---|
| Variation of Condition 2 (approved plans) of planning permission No. 23/03495/FUL to allow design changes to previously approved conversion of barns into three dwellings | 3 | |
| Rear extension, conversion and alterations work to create 2No additional apartments | 2 | |
| Conversion of existing garage into bedroom with link hall connection to existing dwelling | 1 | |
| Demolition of existing agricultural barn, and change of use of part of an agricultural barn to residential use. Improvements to existing access | 1 |
Sourced from Shropshire Council public register. If one of these is your scheme, we already know the context.
Gap funding for Shrewsbury schemes
The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Shrewsbury scheme with the leverage calculator, or see the wider county picture on our Shropshire page and the national view in the UK development pipeline tracker.
Indicative terms in Shrewsbury
- Loan size£250k to £5m
- Combined leverageUp to 90 to 95% LTC
- Term6 to 36 months
- PricingFrom 12% a year
- SecuritySecond charge plus PGs
- DecisionTerm sheet in 48 hours
Indicative only; every loan is priced case by case.
Mezzanine in Shrewsbury, answered
Do you fund developments in Shrewsbury?
Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Shrewsbury and across Shropshire, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.
What does the Shrewsbury market look like right now?
Over the last 12 months Shrewsbury recorded 1,483 sales at a median of £272,200, down 1 percent year on year. The live planning pipeline holds 8 units with an estimated GDV of £1.9m. The figures on this page refresh as the underlying Land Registry and planning data updates.
Does new build stock sell at a premium in Shrewsbury?
On the last 12 months of Land Registry data, the 11 new build sales in Shrewsbury priced about 49.2 percent above comparable existing stock. That premium is one of the first numbers we check when we underwrite a Shrewsbury appraisal.
How quickly can a Shrewsbury scheme get terms?
A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.
More Shropshire markets
Building in Shrewsbury?
Share the scheme and get a term sheet in 48 hours, underwritten with the same Shrewsbury evidence on this page.