Specialist mezzanine finance for Worcestershire's developers

Development gap funding across the county of Worcestershire

Across the 7 Worcestershire towns we monitor, 7 residential units are moving through live planning applications, an estimated £1.2m of gross development value, with 75 percent of decided relevant applications approved over the last 12 months. Kidderminster recorded 1,171 sales in the last 12 months, while Bromsgrove carries the county's strongest pricing at a median of £335,000.

That data is not decoration: it is how we underwrite. A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so we track every live application and recorded sale in the towns above before we price a Worcestershire deal. The same numbers are published openly in our UK development pipeline tracker.

Worcester is the largest settlement and the county's main city. The Malvern Hills form a dramatic landscape feature, rising to the Worcestershire Beacon.

The product itself works the same in Worcestershire as everywhere we lend: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from 35 percent of cost to 5 or 10. Terms run 6 to 36 months with pricing indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model your own scheme with the leverage calculator.

Worcestershire's development pipeline, measured

Monitored towns only; data refreshed 5 July 2026 from HM Land Registry and local planning authority records.

Where we lend in Worcestershire, England

Kidderminster

7 units sit in Kidderminster's live planning applications, an estimated £1.2m of GDV. The median sold price over the last 12 months is £243,750 (down 2.5% year on year), across 1,171 recorded sales. Schemes here are underwritten against that evidence, not against optimism.