Gloucestershire · South West England

Mezzanine finance for Tewkesbury developers

Second-charge development funding to 90 to 95 percent of cost, priced against Tewkesbury's own evidence: 1,239 recorded sales in the last 12 months and 716 units in live planning applications. We lend from our own book and arrange whole of market where that serves you better.

All of Gloucestershire

£315k

Median sold price, 12m

1,239

Sales recorded, 12m

716

Units in live applications

£226m

Estimated pipeline GDV

The Tewkesbury market, in numbers we underwrite from

A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Tewkesbury deal starts with the local evidence. Over the last 12 months the town recorded 1,239 sales at a median of £315,000, down 4 percent year on year. New build stock commands a premium of about 29 percent over existing homes on 14 new build completions, which matters directly to how we read a developer's sales assumptions.

What Tewkesbury stock actually sells for

Property type	Median sold price, 12m
Detached	£488,750
Semi-detached	£297,500
Terraced	£250,000
Flats	£152,000

HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.

Live planning activity at Tewkesbury Borough Council

Over the last 3 months our monitors logged 145 relevant applications, 0 approved and 145 awaiting decision. Together the live residential applications propose 813 units with an estimated end value of £256m.

Schemes moving through planning now

Proposal	Units	Status
Variation of Condition 1 (Approved plans) of planning approval 24/00147/APP (Reserved Matters for Parcel H3 & H4 for Access, Appearance, Landscaping, Layout and Scale for the erection of 304 no. dwellings (Use Class C3)…	304	Awaiting decision
Outline planning application for the demolition of an existing structure and erection of up to 170 dwellings with public open space, landscaping, sustainable drainage system (SuDS), highways access and other associated w…	170	Awaiting decision
Outline planning application with all matters reserved except for access for the phased delivery of up to 100 dwellings with associated drainage, landscaping and other infrastructure works.	100	Awaiting decision
Reserved matters approval (appearance, layout, scale and landscaping) for the commercial space associated with the expasion of Highnam Business Centre, car parking, internal roads, landscaping, drainage and other associa…	95	Awaiting decision

Sourced from Tewkesbury Borough Council public register. If one of these is your scheme, we already know the context.

Gap funding for Tewkesbury schemes

The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Tewkesbury scheme with the leverage calculator, or see the wider county picture on our Gloucestershire page and the national view in the UK development pipeline tracker.

Indicative terms in Tewkesbury

Loan size£250k to £5m
Combined leverageUp to 90 to 95% LTC
Term6 to 36 months
PricingFrom 12% a year
SecuritySecond charge plus PGs
DecisionTerm sheet in 48 hours

Indicative only; every loan is priced case by case.

FAQ

Mezzanine in Tewkesbury, answered

Do you fund developments in Tewkesbury?

Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Tewkesbury and across Gloucestershire, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.

What does the Tewkesbury market look like right now?

Over the last 12 months Tewkesbury recorded 1,239 sales at a median of £315,000, down 4 percent year on year. The live planning pipeline holds 716 units with an estimated GDV of £226m. The figures on this page refresh as the underlying Land Registry and planning data updates.

Does new build stock sell at a premium in Tewkesbury?

On the last 12 months of Land Registry data, the 14 new build sales in Tewkesbury priced about 29 percent above comparable existing stock. That premium is one of the first numbers we check when we underwrite a Tewkesbury appraisal.

How quickly can a Tewkesbury scheme get terms?

A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.

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Building in Tewkesbury?

Share the scheme and get a term sheet in 48 hours, underwritten with the same Tewkesbury evidence on this page.