Gloucestershire · South West England

Mezzanine finance for Stroud developers

Second-charge development funding to 90 to 95 percent of cost, priced against Stroud's own evidence: 1,416 recorded sales in the last 12 months. We lend from our own book and arrange whole of market where that serves you better.

All of Gloucestershire
£330k
Median sold price, 12m
1,416
Sales recorded, 12m
+0.3%
Price change, year on year
+15.3%
New build premium

The Stroud market, in numbers we underwrite from

A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Stroud deal starts with the local evidence. Over the last 12 months the town recorded 1,416 sales at a median of £330,000, up 0.3 percent year on year. New build stock commands a premium of about 15.3 percent over existing homes on 30 new build completions, which matters directly to how we read a developer's sales assumptions.

What Stroud stock actually sells for

Property typeMedian sold price, 12m
Detached£490,000
Semi-detached£320,000
Terraced£265,000
Flats£170,000

HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.

Gap funding for Stroud schemes

The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Stroud scheme with the leverage calculator, or see the wider county picture on our Gloucestershire page and the national view in the UK development pipeline tracker.

Indicative terms in Stroud

  • Loan size£250k to £5m
  • Combined leverageUp to 90 to 95% LTC
  • Term6 to 36 months
  • PricingFrom 12% a year
  • SecuritySecond charge plus PGs
  • DecisionTerm sheet in 48 hours

Indicative only; every loan is priced case by case.

FAQ

Mezzanine in Stroud, answered

Do you fund developments in Stroud?

Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Stroud and across Gloucestershire, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.

What does the Stroud market look like right now?

Over the last 12 months Stroud recorded 1,416 sales at a median of £330,000, up 0.3 percent year on year. The figures on this page refresh as the underlying Land Registry and planning data updates.

Does new build stock sell at a premium in Stroud?

On the last 12 months of Land Registry data, the 30 new build sales in Stroud priced about 15.3 percent above comparable existing stock. That premium is one of the first numbers we check when we underwrite a Stroud appraisal.

How quickly can a Stroud scheme get terms?

A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.

Building in Stroud?

Share the scheme and get a term sheet in 48 hours, underwritten with the same Stroud evidence on this page.