Mezzanine finance for Stoke on Trent developers

The Stoke on Trent market, in numbers we underwrite from

A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Stoke on Trent deal starts with the local evidence. Over the last 12 months the town recorded 2,749 sales at a median of £144,000, up 2.9 percent year on year. New build stock commands a premium of about 16.3 percent over existing homes on 23 new build completions, which matters directly to how we read a developer's sales assumptions.

What Stoke on Trent stock actually sells for

HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.

Gap funding for Stoke on Trent schemes

The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Stoke on Trent scheme with the leverage calculator, or see the wider county picture on our Staffordshire page and the national view in the UK development pipeline tracker.