Mezzanine finance for Burton upon Trent developers
Second-charge development funding to 90 to 95 percent of cost, priced against Burton upon Trent's own evidence: 1,426 recorded sales in the last 12 months. We lend from our own book and arrange whole of market where that serves you better.
The Burton upon Trent market, in numbers we underwrite from
A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Burton upon Trent deal starts with the local evidence. Over the last 12 months the town recorded 1,426 sales at a median of £227,250, down 1.2 percent year on year. New build stock commands a premium of about 36 percent over existing homes on 18 new build completions, which matters directly to how we read a developer's sales assumptions.
What Burton upon Trent stock actually sells for
| Property type | Median sold price, 12m |
|---|---|
| Detached | £355,000 |
| Semi-detached | £220,000 |
| Terraced | £160,000 |
| Flats | £100,000 |
HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.
Gap funding for Burton upon Trent schemes
The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Burton upon Trent scheme with the leverage calculator, or see the wider county picture on our Staffordshire page and the national view in the UK development pipeline tracker.
Indicative terms in Burton upon Trent
- Loan size£250k to £5m
- Combined leverageUp to 90 to 95% LTC
- Term6 to 36 months
- PricingFrom 12% a year
- SecuritySecond charge plus PGs
- DecisionTerm sheet in 48 hours
Indicative only; every loan is priced case by case.
Mezzanine in Burton upon Trent, answered
Do you fund developments in Burton upon Trent?
Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Burton upon Trent and across Staffordshire, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.
What does the Burton upon Trent market look like right now?
Over the last 12 months Burton upon Trent recorded 1,426 sales at a median of £227,250, down 1.2 percent year on year. The figures on this page refresh as the underlying Land Registry and planning data updates.
Does new build stock sell at a premium in Burton upon Trent?
On the last 12 months of Land Registry data, the 18 new build sales in Burton upon Trent priced about 36 percent above comparable existing stock. That premium is one of the first numbers we check when we underwrite a Burton upon Trent appraisal.
How quickly can a Burton upon Trent scheme get terms?
A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.
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View Stoke on Trent →Building in Burton upon Trent?
Share the scheme and get a term sheet in 48 hours, underwritten with the same Burton upon Trent evidence on this page.