Powys · Mid Wales

Mezzanine finance for Welshpool developers

Second-charge development funding to 90 to 95 percent of cost, priced against Welshpool's own evidence: 128 recorded sales in the last 12 months. We lend from our own book and arrange whole of market where that serves you better.

All of Powys
£225k
Median sold price, 12m
128
Sales recorded, 12m
-8.2%
Price change, year on year
-9.8%
New build premium

The Welshpool market, in numbers we underwrite from

A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Welshpool deal starts with the local evidence. Over the last 12 months the town recorded 128 sales at a median of £225,000, down 8.2 percent year on year. New build stock commands a discount of about 9.8 percent to existing homes on 5 new build completions, which matters directly to how we read a developer's sales assumptions.

What Welshpool stock actually sells for

Property typeMedian sold price, 12m
Detached£327,500
Semi-detached£191,000
Terraced£175,100

HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.

Live planning activity at Powys County Council

Over the last 3 months our monitors logged 1 relevant applications, 1 approved and 0 awaiting decision, an approval rate of 100 percent on decided cases.

Gap funding for Welshpool schemes

The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Welshpool scheme with the leverage calculator, or see the wider county picture on our Powys page and the national view in the UK development pipeline tracker.

Indicative terms in Welshpool

  • Loan size£250k to £5m
  • Combined leverageUp to 90 to 95% LTC
  • Term6 to 36 months
  • PricingFrom 12% a year
  • SecuritySecond charge plus PGs
  • DecisionTerm sheet in 48 hours

Indicative only; every loan is priced case by case.

FAQ

Mezzanine in Welshpool, answered

Do you fund developments in Welshpool?

Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Welshpool and across Powys, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.

What does the Welshpool market look like right now?

Over the last 12 months Welshpool recorded 128 sales at a median of £225,000, down 8.2 percent year on year. The figures on this page refresh as the underlying Land Registry and planning data updates.

Does new build stock sell at a premium in Welshpool?

On the last 12 months of Land Registry data, the 5 new build sales in Welshpool priced about 9.8 percent below comparable existing stock. That premium is one of the first numbers we check when we underwrite a Welshpool appraisal.

How quickly can a Welshpool scheme get terms?

A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.

Building in Welshpool?

Share the scheme and get a term sheet in 48 hours, underwritten with the same Welshpool evidence on this page.