Leicestershire · East Midlands

Mezzanine finance for Melton Mowbray developers

Second-charge development funding to 90 to 95 percent of cost, priced against Melton Mowbray's own evidence: 648 recorded sales in the last 12 months and 414 units in live planning applications. We lend from our own book and arrange whole of market where that serves you better.

All of Leicestershire

£262k

Median sold price, 12m

648

Sales recorded, 12m

414

Units in live applications

£109m

Estimated pipeline GDV

The Melton Mowbray market, in numbers we underwrite from

A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Melton Mowbray deal starts with the local evidence. Over the last 12 months the town recorded 648 sales at a median of £262,000, down 3 percent year on year. New build stock commands a premium of about 25 percent over existing homes on 21 new build completions, which matters directly to how we read a developer's sales assumptions.

What Melton Mowbray stock actually sells for

Property type	Median sold price, 12m
Detached	£380,000
Semi-detached	£232,000
Terraced	£177,500
Flats	£127,000

HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.

Live planning activity at Melton Borough Council

Over the last 3 months our monitors logged 25 relevant applications, 0 approved and 25 awaiting decision. Together the live residential applications propose 409 units with an estimated end value of £107m.

Schemes moving through planning now

Proposal	Units	Status
To amend conditions of application Reference Number: 25/00824/REM (Date of Decision: 23/04/2026 for the approval of up to 175 dwellings) to reflect and refer to the revised layout drawing submitted as follows: Condition…	175	Unknown
To amend conditions of Application Reference Number: 21/00989/OUT (Date of Decision: 20/08/2025 for the approval of up to 175 dwellings) to reflect and refer to the re-location of the site access 5 metres further north a…	175	Unknown
Submission of details to discharge condition 13 (Ecology) pursuant to planning permission 17/00299/OUT for Residential Development of up to 39 Dwellings, associated infrastructure and landscaping (all matters reserved ex…	39	Decided
The proposed erection of 10 no. dwellings (Use Class C3) and all associated works including formation of access, parking, landscaping and amenity space.	10	Unknown

Sourced from Melton Borough Council public register. If one of these is your scheme, we already know the context.

Gap funding for Melton Mowbray schemes

The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Melton Mowbray scheme with the leverage calculator, or see the wider county picture on our Leicestershire page and the national view in the UK development pipeline tracker.

Indicative terms in Melton Mowbray

Loan size£250k to £5m
Combined leverageUp to 90 to 95% LTC
Term6 to 36 months
PricingFrom 12% a year
SecuritySecond charge plus PGs
DecisionTerm sheet in 48 hours

Indicative only; every loan is priced case by case.

FAQ

Mezzanine in Melton Mowbray, answered

Do you fund developments in Melton Mowbray?

Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Melton Mowbray and across Leicestershire, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.

What does the Melton Mowbray market look like right now?

Over the last 12 months Melton Mowbray recorded 648 sales at a median of £262,000, down 3 percent year on year. The live planning pipeline holds 414 units with an estimated GDV of £109m. The figures on this page refresh as the underlying Land Registry and planning data updates.

Does new build stock sell at a premium in Melton Mowbray?

On the last 12 months of Land Registry data, the 21 new build sales in Melton Mowbray priced about 25 percent above comparable existing stock. That premium is one of the first numbers we check when we underwrite a Melton Mowbray appraisal.

How quickly can a Melton Mowbray scheme get terms?

A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.

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Building in Melton Mowbray?

Share the scheme and get a term sheet in 48 hours, underwritten with the same Melton Mowbray evidence on this page.