Leicestershire · East Midlands

Mezzanine finance for Market Harborough developers

Second-charge development funding to 90 to 95 percent of cost, priced against Market Harborough's own evidence: 1,247 recorded sales in the last 12 months and 67 units in live planning applications. We lend from our own book and arrange whole of market where that serves you better.

All of Leicestershire
£320k
Median sold price, 12m
1,247
Sales recorded, 12m
67
Units in live applications
£21.6m
Estimated pipeline GDV

The Market Harborough market, in numbers we underwrite from

A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Market Harborough deal starts with the local evidence. Over the last 12 months the town recorded 1,247 sales at a median of £320,000, down 4.2 percent year on year. New build stock commands a premium of about 15.8 percent over existing homes on 39 new build completions, which matters directly to how we read a developer's sales assumptions.

What Market Harborough stock actually sells for

Property typeMedian sold price, 12m
Detached£436,000
Semi-detached£283,000
Terraced£239,000
Flats£150,000

HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.

Live planning activity at Harborough District Council

Over the last 3 months our monitors logged 130 relevant applications, 0 approved and 130 awaiting decision. Together the live residential applications propose 49 units with an estimated end value of £15.8m.

Schemes moving through planning now

ProposalUnitsStatus
Change of use/alterations and extension of redundant office unit to form 16 HMO units 16
Erection of 12 dwellings, plus associated external works, landscaping and car parking including new vehicular access, proposed alterations to existing ancillary outbuilding / garage serving Station House 12
Demolition of existing agricultural building and erection of four dwellings (revised scheme of 24/01086/FUL) 4
Demolition of existing workshops and erection of 3 dwellings (Variation of Condition 2 (approved plans) 23/01287/FUL for the removal of roof lights and addition of dormer windows to facilitate internal alterations to Plo… 3

Sourced from Harborough District Council public register. If one of these is your scheme, we already know the context.

Gap funding for Market Harborough schemes

The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Market Harborough scheme with the leverage calculator, or see the wider county picture on our Leicestershire page and the national view in the UK development pipeline tracker.

Indicative terms in Market Harborough

  • Loan size£250k to £5m
  • Combined leverageUp to 90 to 95% LTC
  • Term6 to 36 months
  • PricingFrom 12% a year
  • SecuritySecond charge plus PGs
  • DecisionTerm sheet in 48 hours

Indicative only; every loan is priced case by case.

FAQ

Mezzanine in Market Harborough, answered

Do you fund developments in Market Harborough?

Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Market Harborough and across Leicestershire, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.

What does the Market Harborough market look like right now?

Over the last 12 months Market Harborough recorded 1,247 sales at a median of £320,000, down 4.2 percent year on year. The live planning pipeline holds 67 units with an estimated GDV of £21.6m. The figures on this page refresh as the underlying Land Registry and planning data updates.

Does new build stock sell at a premium in Market Harborough?

On the last 12 months of Land Registry data, the 39 new build sales in Market Harborough priced about 15.8 percent above comparable existing stock. That premium is one of the first numbers we check when we underwrite a Market Harborough appraisal.

How quickly can a Market Harborough scheme get terms?

A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.

Building in Market Harborough?

Share the scheme and get a term sheet in 48 hours, underwritten with the same Market Harborough evidence on this page.