Essex · East of England

Mezzanine finance for Canvey Island developers

Second-charge development funding to 90 to 95 percent of cost, priced against Canvey Island's own evidence: 944 recorded sales in the last 12 months. We lend from our own book and arrange whole of market where that serves you better.

All of Essex
£365k
Median sold price, 12m
944
Sales recorded, 12m
+2.8%
Price change, year on year
48hrs
To a term sheet

The Canvey Island market, in numbers we underwrite from

A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Canvey Island deal starts with the local evidence. Over the last 12 months the town recorded 944 sales at a median of £365,000, up 2.8 percent year on year.

What Canvey Island stock actually sells for

Property typeMedian sold price, 12m
Detached£448,250
Semi-detached£363,000
Terraced£305,000
Flats£220,000

HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.

Gap funding for Canvey Island schemes

The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Canvey Island scheme with the leverage calculator, or see the wider county picture on our Essex page and the national view in the UK development pipeline tracker.

Indicative terms in Canvey Island

  • Loan size£250k to £5m
  • Combined leverageUp to 90 to 95% LTC
  • Term6 to 36 months
  • PricingFrom 12% a year
  • SecuritySecond charge plus PGs
  • DecisionTerm sheet in 48 hours

Indicative only; every loan is priced case by case.

FAQ

Mezzanine in Canvey Island, answered

Do you fund developments in Canvey Island?

Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Canvey Island and across Essex, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.

What does the Canvey Island market look like right now?

Over the last 12 months Canvey Island recorded 944 sales at a median of £365,000, up 2.8 percent year on year. The figures on this page refresh as the underlying Land Registry and planning data updates.

How quickly can a Canvey Island scheme get terms?

A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.

Building in Canvey Island?

Share the scheme and get a term sheet in 48 hours, underwritten with the same Canvey Island evidence on this page.