Mezzanine finance for Brentwood developers

The Brentwood market, in numbers we underwrite from

A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Brentwood deal starts with the local evidence. Over the last 12 months the town recorded 924 sales at a median of £492,625, up 0.5 percent year on year. New build stock commands a discount of about 19.2 percent to existing homes on 21 new build completions, which matters directly to how we read a developer's sales assumptions.

What Brentwood stock actually sells for

HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.

Live planning activity at Brentwood Borough Council

Over the last 3 months our monitors logged 47 relevant applications, 6 approved and 39 awaiting decision, an approval rate of 86 percent on decided cases. Together the live residential applications propose 553 units with an estimated end value of £274m.

Schemes moving through planning now

Sourced from Brentwood Borough Council public register. If one of these is your scheme, we already know the context.

Gap funding for Brentwood schemes

The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Brentwood scheme with the leverage calculator, or see the wider county picture on our Essex page and the national view in the UK development pipeline tracker.