Mezzanine finance for Northwich developers

The Northwich market, in numbers we underwrite from

A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Northwich deal starts with the local evidence. Over the last 12 months the town recorded 1,015 sales at a median of £265,000, up 1.9 percent year on year. New build stock commands a premium of about 25.6 percent over existing homes on 7 new build completions, which matters directly to how we read a developer's sales assumptions.

What Northwich stock actually sells for

HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.

Live planning activity at Cheshire West and Chester Council

Over the last 3 months our monitors logged 349 relevant applications, 70 approved and 276 awaiting decision, an approval rate of 96 percent on decided cases. Together the live residential applications propose 369 units with an estimated end value of £93.3m.

Schemes moving through planning now

Sourced from Cheshire West and Chester Council public register. If one of these is your scheme, we already know the context.

Gap funding for Northwich schemes

The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Northwich scheme with the leverage calculator, or see the wider county picture on our Cheshire page and the national view in the UK development pipeline tracker.