Cheshire · North West England

Mezzanine finance for Ellesmere Port developers

Second-charge development funding to 90 to 95 percent of cost, priced against Ellesmere Port's own evidence: 659 recorded sales in the last 12 months and 358 units in live planning applications. We lend from our own book and arrange whole of market where that serves you better.

All of Cheshire
£200k
Median sold price, 12m
659
Sales recorded, 12m
358
Units in live applications
£68.0m
Estimated pipeline GDV

The Ellesmere Port market, in numbers we underwrite from

A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Ellesmere Port deal starts with the local evidence. Over the last 12 months the town recorded 659 sales at a median of £200,000, up 1 percent year on year.

What Ellesmere Port stock actually sells for

Property typeMedian sold price, 12m
Detached£325,000
Semi-detached£204,000
Terraced£155,000
Flats£100,000

HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.

Live planning activity at Cheshire West and Chester Council

Over the last 3 months our monitors logged 349 relevant applications, 70 approved and 276 awaiting decision, an approval rate of 96 percent on decided cases. Together the live residential applications propose 369 units with an estimated end value of £70.8m.

Schemes moving through planning now

ProposalUnitsStatus
Outline planning application (with all matters reserved other than access) for up to 110 dwellings, public open space, landscaping and other associated infrastructure works 110 Awaiting decision
Discharge of condition 12 (validation report) of 14/03279/FUL (Erection of 31 Dwellings (Alternative house designs to scheme approved under reference 12/01837/REM)) 31 Awaiting decision
Outline Planning Application with all matters reserved (except for access) for residential development (Use Class C3) comprising up to 29 dwellings with associated landscaping, public open space and vehicular access off… 29 Awaiting decision
Construction of 25 residential units in a mix of housing and apartments with communal parking court 25 Awaiting decision

Sourced from Cheshire West and Chester Council public register. If one of these is your scheme, we already know the context.

Gap funding for Ellesmere Port schemes

The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Ellesmere Port scheme with the leverage calculator, or see the wider county picture on our Cheshire page and the national view in the UK development pipeline tracker.

Indicative terms in Ellesmere Port

  • Loan size£250k to £5m
  • Combined leverageUp to 90 to 95% LTC
  • Term6 to 36 months
  • PricingFrom 12% a year
  • SecuritySecond charge plus PGs
  • DecisionTerm sheet in 48 hours

Indicative only; every loan is priced case by case.

FAQ

Mezzanine in Ellesmere Port, answered

Do you fund developments in Ellesmere Port?

Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Ellesmere Port and across Cheshire, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.

What does the Ellesmere Port market look like right now?

Over the last 12 months Ellesmere Port recorded 659 sales at a median of £200,000, up 1 percent year on year. The live planning pipeline holds 358 units with an estimated GDV of £68.0m. The figures on this page refresh as the underlying Land Registry and planning data updates.

How quickly can a Ellesmere Port scheme get terms?

A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.

Building in Ellesmere Port?

Share the scheme and get a term sheet in 48 hours, underwritten with the same Ellesmere Port evidence on this page.