Bristol · South West England

Mezzanine finance for Filton developers

Second-charge development funding to 90 to 95 percent of cost, priced against Filton's own evidence: 3,151 recorded sales in the last 12 months and 499 units in live planning applications. We lend from our own book and arrange whole of market where that serves you better.

All of Bristol
£330k
Median sold price, 12m
3,151
Sales recorded, 12m
499
Units in live applications
£165m
Estimated pipeline GDV

The Filton market, in numbers we underwrite from

A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Filton deal starts with the local evidence. Over the last 12 months the town recorded 3,151 sales at a median of £330,100, down 2.9 percent year on year. New build stock commands a premium of about 29.5 percent over existing homes on 37 new build completions, which matters directly to how we read a developer's sales assumptions.

What Filton stock actually sells for

Property typeMedian sold price, 12m
Detached£500,000
Semi-detached£350,000
Terraced£300,000
Flats£198,950

HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.

Live planning activity at South Gloucestershire Council

Over the last 3 months our monitors logged 86 relevant applications, 0 approved and 86 awaiting decision. Together the live residential applications propose 499 units with an estimated end value of £165m.

Schemes moving through planning now

ProposalUnitsStatus
Discharge of condition 8 (Lighting design strat for bats) attached to permission P19/2575/F Erection of 118 dwellings, public open space, drainage, landscaping and ancillary works. (Full Planning) 118
Discharge of condition 4 (revised energy statement) attached to planning permission P19/2575/F. Erection of 118 dwellings, public open space, drainage, landscaping and ancillary works. (Full Planning) 118
Discharge of condition 3 (public art) attached to planning permission P24/02995/RVC. Variation of conditions 20 and 21 (to update the tree Protection and Arboricultural Method Statement and 41 (to amend the approved plan… 118
Erection of up to 75 no. dwellings, creation of public space including a community orchard and allotments, associated works including drainage, creation of new accesses to serve (i) residential development from Walnut Fi… 75

Sourced from South Gloucestershire Council public register. If one of these is your scheme, we already know the context.

Gap funding for Filton schemes

The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Filton scheme with the leverage calculator, or see the wider county picture on our Bristol page and the national view in the UK development pipeline tracker.

Indicative terms in Filton

  • Loan size£250k to £5m
  • Combined leverageUp to 90 to 95% LTC
  • Term6 to 36 months
  • PricingFrom 12% a year
  • SecuritySecond charge plus PGs
  • DecisionTerm sheet in 48 hours

Indicative only; every loan is priced case by case.

FAQ

Mezzanine in Filton, answered

Do you fund developments in Filton?

Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Filton and across Bristol, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.

What does the Filton market look like right now?

Over the last 12 months Filton recorded 3,151 sales at a median of £330,100, down 2.9 percent year on year. The live planning pipeline holds 499 units with an estimated GDV of £165m. The figures on this page refresh as the underlying Land Registry and planning data updates.

Does new build stock sell at a premium in Filton?

On the last 12 months of Land Registry data, the 37 new build sales in Filton priced about 29.5 percent above comparable existing stock. That premium is one of the first numbers we check when we underwrite a Filton appraisal.

How quickly can a Filton scheme get terms?

A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.

Building in Filton?

Share the scheme and get a term sheet in 48 hours, underwritten with the same Filton evidence on this page.