Specialist mezzanine finance for Bristol's developers

Development gap funding across the city of Bristol

Across the 6 Bristol towns we monitor, 499 residential units are moving through live planning applications, an estimated £165m of gross development value. Bedminster recorded 4,957 sales in the last 12 months, while Keynsham carries the county's strongest pricing at a median of £395,000.

That data is not decoration: it is how we underwrite. A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so we track every live application and recorded sale in the towns above before we price a Bristol deal. The same numbers are published openly in our UK development pipeline tracker.

Bristol is a city and unitary authority and the most populous city in the South West. It sits on the River Avon, which carves the Avon Gorge before reaching the Severn Estuary at Avonmouth.

The product itself works the same in Bristol as everywhere we lend: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from 35 percent of cost to 5 or 10. Terms run 6 to 36 months with pricing indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model your own scheme with the leverage calculator.

Bristol's development pipeline, measured

Monitored towns only; data refreshed 5 July 2026 from HM Land Registry and local planning authority records.

Where we lend in Bristol, England

Filton

499 units sit in Filton's live planning applications, an estimated £165m of GDV. The median sold price over the last 12 months is £330,100 (down 2.9% year on year), across 3,151 recorded sales. Schemes here are underwritten against that evidence, not against optimism.