Mezzanine finance for Chippenham developers

The Chippenham market, in numbers we underwrite from

A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Chippenham deal starts with the local evidence. Over the last 12 months the town recorded 740 sales at a median of £320,000, up 3.2 percent year on year. New build stock commands a discount of about 12.4 percent to existing homes on 31 new build completions, which matters directly to how we read a developer's sales assumptions.

What Chippenham stock actually sells for

HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.

Gap funding for Chippenham schemes

The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Chippenham scheme with the leverage calculator, or see the wider county picture on our Wiltshire page and the national view in the UK development pipeline tracker.