Mezzanine finance for Solihull developers
Second-charge development funding to 90 to 95 percent of cost, priced against Solihull's own evidence: 2,287 recorded sales in the last 12 months and 1,640 units in live planning applications. We lend from our own book and arrange whole of market where that serves you better.
The Solihull market, in numbers we underwrite from
A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Solihull deal starts with the local evidence. Over the last 12 months the town recorded 2,287 sales at a median of £327,000, up 1.6 percent year on year. New build stock commands a discount of about 9.8 percent to existing homes on 9 new build completions, which matters directly to how we read a developer's sales assumptions.
What Solihull stock actually sells for
| Property type | Median sold price, 12m |
|---|---|
| Detached | £590,000 |
| Semi-detached | £338,500 |
| Terraced | £250,000 |
| Flats | £170,000 |
HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.
Live planning activity at Solihull Metropolitan Borough Council
Over the last 3 months our monitors logged 25 relevant applications, 0 approved and 25 awaiting decision. Together the live residential applications propose 1,641 units with an estimated end value of £537m.
Schemes moving through planning now
| Proposal | Units | Status |
|---|---|---|
| Non-material amendment to planning approval PL/2023/02294/PPOL for outline planning application for access with all other matters reserved for the construction of up to 450 houses, provision of land for primary school, i… | 450 | Awaiting decision |
| Variation of conditions Nos. 25, 26, 27, 29, 30, 31 and 36 following planning approval PL/2023/02294/PPOL dated 24/09/2026 for outline planning application for access with all other matters reserved for the construction… | 450 | Awaiting decision |
| Non-material amendment to planning approval PL/2023/02294/PPOL for outline planning application for access with all other matters reserved for the construction of up to 450 houses, provision of land for primary school, i… | 450 | Decided |
| Outline planning application for residential development of up to 185 dwellings (Use Class C3), creation of associated vehicular and pedestrian/cycle access off Fillongley Road, ecological enhancements, parking, landscap… | 185 | Awaiting decision |
Sourced from Solihull Metropolitan Borough Council public register. If one of these is your scheme, we already know the context.
Gap funding for Solihull schemes
The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Solihull scheme with the leverage calculator, or see the wider county picture on our West Midlands page and the national view in the UK development pipeline tracker.
Indicative terms in Solihull
- Loan size£250k to £5m
- Combined leverageUp to 90 to 95% LTC
- Term6 to 36 months
- PricingFrom 12% a year
- SecuritySecond charge plus PGs
- DecisionTerm sheet in 48 hours
Indicative only; every loan is priced case by case.
Mezzanine in Solihull, answered
Do you fund developments in Solihull?
Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Solihull and across West Midlands, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.
What does the Solihull market look like right now?
Over the last 12 months Solihull recorded 2,287 sales at a median of £327,000, up 1.6 percent year on year. The live planning pipeline holds 1,640 units with an estimated GDV of £537m. The figures on this page refresh as the underlying Land Registry and planning data updates.
Does new build stock sell at a premium in Solihull?
On the last 12 months of Land Registry data, the 9 new build sales in Solihull priced about 9.8 percent below comparable existing stock. That premium is one of the first numbers we check when we underwrite a Solihull appraisal.
How quickly can a Solihull scheme get terms?
A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.
More West Midlands markets
West Bromwich
30 pipeline units, £6.3m est. GDV
View West Bromwich → West MidlandsWolverhampton
31 pipeline units, £4.3m est. GDV
View Wolverhampton → West MidlandsBirmingham
7,146 sales, median £220k
View Birmingham → West MidlandsCoventry
2,989 sales, median £220k
View Coventry → West MidlandsDudley
2,866 sales, median £230k
View Dudley →Building in Solihull?
Share the scheme and get a term sheet in 48 hours, underwritten with the same Solihull evidence on this page.