£465k
Median sold price, 12m
Surrey · South East England
Mezzanine finance for Staines developers
Second-charge development funding to 90 to 95 percent of cost, priced against Staines's own evidence: 999 recorded sales in the last 12 months. We lend from our own book and arrange whole of market where that serves you better.
999
Sales recorded, 12m
+3.3%
Price change, year on year
-21.6%
New build premium
The Staines market, in numbers we underwrite from
A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Staines deal starts with the local evidence. Over the last 12 months the town recorded 999 sales at a median of £465,000, up 3.3 percent year on year. New build stock commands a discount of about 21.6 percent to existing homes on 6 new build completions, which matters directly to how we read a developer's sales assumptions.
What Staines stock actually sells for
| Property type | Median sold price, 12m |
|---|---|
| Detached | £662,500 |
| Semi-detached | £520,000 |
| Terraced | £440,000 |
| Flats | £280,000 |
HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.
Gap funding for Staines schemes
The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Staines scheme with the leverage calculator, or see the wider county picture on our Surrey page and the national view in the UK development pipeline tracker.
Indicative terms in Staines
- Loan size£250k to £5m
- Combined leverageUp to 90 to 95% LTC
- Term6 to 36 months
- PricingFrom 12% a year
- SecuritySecond charge plus PGs
- DecisionTerm sheet in 48 hours
Indicative only; every loan is priced case by case.
FAQ
Mezzanine in Staines, answered
Do you fund developments in Staines?
Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Staines and across Surrey, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.
What does the Staines market look like right now?
Over the last 12 months Staines recorded 999 sales at a median of £465,000, up 3.3 percent year on year. The figures on this page refresh as the underlying Land Registry and planning data updates.
Does new build stock sell at a premium in Staines?
On the last 12 months of Land Registry data, the 6 new build sales in Staines priced about 21.6 percent below comparable existing stock. That premium is one of the first numbers we check when we underwrite a Staines appraisal.
How quickly can a Staines scheme get terms?
A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.
Nearby
More Surrey markets
Building in Staines?
Share the scheme and get a term sheet in 48 hours, underwritten with the same Staines evidence on this page.