1,198
Units in live applications
Yorkshire and the Humber · Mezzanine lending
Specialist mezzanine finance for South Yorkshire's developers
Second-charge development funding that lifts combined leverage to 90 to 95 percent of cost, underwritten with live planning and sold-price data from 6 South Yorkshire towns. We lend from our own book and arrange whole of market where that serves you better.
£175m
Estimated pipeline GDV
£165k
Median sold price, 12m
15,930
Sales recorded, 12 months
Development gap funding across the county of South Yorkshire
Across the 6 South Yorkshire towns we monitor, 1,198 residential units are moving through live planning applications, an estimated £175m of gross development value. Sheffield recorded 5,010 sales in the last 12 months.
That data is not decoration: it is how we underwrite. A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so we track every live application and recorded sale in the towns above before we price a South Yorkshire deal. The same numbers are published openly in our UK development pipeline tracker.
Sheffield is the largest city, anchoring the south of the county. The region developed around steel manufacturing centred on Sheffield and Rotherham.
The product itself works the same in South Yorkshire as everywhere we lend: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from 35 percent of cost to 5 or 10. Terms run 6 to 36 months with pricing indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model your own scheme with the leverage calculator.
South Yorkshire's development pipeline, measured
| Town | Pipeline units | Est. GDV | Sales, 12m | Median price |
|---|---|---|---|---|
| Doncaster | 599 | £99.7m | 3,330 | £167,000 |
| Mexborough | 599 | £75.5m | 193 | £120,000 |
| Barnsley | 0 | 0 | 2,136 | £162,000 |
| Rotherham | 0 | 0 | 2,589 | £182,500 |
| Sheffield | 0 | 0 | 5,010 | £207,500 |
| Wombwell | 0 | 0 | 2,672 | £162,000 |
Monitored towns only; data refreshed 5 July 2026 from HM Land Registry and local planning authority records.
Where we lend in South Yorkshire, England
Doncaster
599 units sit in Doncaster's live planning applications, an estimated £99.7m of GDV. The median sold price over the last 12 months is £167,000 (down 0.6% year on year), across 3,330 recorded sales. Schemes here are underwritten against that evidence, not against optimism.
Mexborough
599 units sit in Mexborough's live planning applications, an estimated £75.5m of GDV. The median sold price over the last 12 months is £120,000 (flat 0% year on year), across 193 recorded sales. Schemes here are underwritten against that evidence, not against optimism.
Indicative terms in South Yorkshire
- Loan size£250k to £5m
- Combined leverageUp to 90 to 95% LTC
- Term6 to 36 months
- PricingFrom 12% a year
- SecuritySecond charge plus PGs
- DecisionTerm sheet in 48 hours
Indicative only; every loan is priced case by case.
FAQ
Mezzanine finance in South Yorkshire, answered
Do you lend on developments in South Yorkshire?
Yes. We provide second-charge mezzanine finance for residential and mixed-use schemes across the county of South Yorkshire, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder's appetite better, we arrange it whole of market instead.
What does mezzanine finance cost in South Yorkshire?
Pricing is set by the deal rather than the postcode: indicatively 12 to 18 percent a year with an arrangement fee of 1.5 to 2.5 percent. What moves it is leverage, track record, profit on cost and the strength of the exit, and South Yorkshire schemes with sales evidence from markets like Sheffield price at the stronger end.
Which South Yorkshire towns do you cover?
All of them. The towns listed on this page are the ones our data monitors track, including Doncaster, Mexborough, Barnsley, Rotherham, but we lend and arrange across the whole county and the wider region.
How quickly can a South Yorkshire scheme get a term sheet?
The same as anywhere we lend: a complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks alongside your senior lender's process.
Nearby
Mezzanine lending across Yorkshire and the Humber
Building in South Yorkshire?
Share the scheme and get a term sheet in 48 hours, underwritten with the same South Yorkshire data you have just read.