Mezzanine finance for Bootle developers
Second-charge development funding to 90 to 95 percent of cost, priced against Bootle's own evidence: 465 recorded sales in the last 12 months and 93 units in live planning applications. We lend from our own book and arrange whole of market where that serves you better.
The Bootle market, in numbers we underwrite from
A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Bootle deal starts with the local evidence. Over the last 12 months the town recorded 465 sales at a median of £135,000, up 8 percent year on year.
What Bootle stock actually sells for
| Property type | Median sold price, 12m |
|---|---|
| Detached | £260,000 |
| Semi-detached | £185,000 |
| Terraced | £116,000 |
| Flats | £65,000 |
HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.
Live planning activity at Sefton Council
Over the last 3 months our monitors logged 3 relevant applications, 0 approved and 3 awaiting decision. Together the live residential applications propose 88 units with an estimated end value of £11.3m.
Schemes moving through planning now
| Proposal | Units | Status |
|---|---|---|
| Outline Planning Permission for development of 72 dwellings with associated access, estate road, open space, biodiversity area, flood risk and external works (2026/0163/OUT) | 72 | Unknown |
| Non-material amendment to planning permission DC/2022/00861 approved on 05/06/2023 to amend the description of development to ''Erection of a 3 storey block of 9 apartments including lower ground floor accommodation, a d… | 9 | Decided |
| Erection of 7 dwellings with associated access, car parking and landscaping following demolition of the existing storage buildings. | 7 | Registered |
Sourced from Sefton Council public register. If one of these is your scheme, we already know the context.
Gap funding for Bootle schemes
The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Bootle scheme with the leverage calculator, or see the wider county picture on our Merseyside page and the national view in the UK development pipeline tracker.
Indicative terms in Bootle
- Loan size£250k to £5m
- Combined leverageUp to 90 to 95% LTC
- Term6 to 36 months
- PricingFrom 12% a year
- SecuritySecond charge plus PGs
- DecisionTerm sheet in 48 hours
Indicative only; every loan is priced case by case.
Mezzanine in Bootle, answered
Do you fund developments in Bootle?
Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Bootle and across Merseyside, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.
What does the Bootle market look like right now?
Over the last 12 months Bootle recorded 465 sales at a median of £135,000, up 8 percent year on year. The live planning pipeline holds 93 units with an estimated GDV of £11.8m. The figures on this page refresh as the underlying Land Registry and planning data updates.
How quickly can a Bootle scheme get terms?
A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.
More Merseyside markets
Southport
93 pipeline units, £19.2m est. GDV
View Southport → MerseysideBirkenhead
601 sales, median £125k
View Birkenhead → MerseysideLiverpool
4,551 sales, median £167k
View Liverpool → MerseysideSt Helens
1,957 sales, median £176k
View St Helens → MerseysideWallasey
747 sales, median £175k
View Wallasey →Building in Bootle?
Share the scheme and get a term sheet in 48 hours, underwritten with the same Bootle evidence on this page.