Lincolnshire · East Midlands

Mezzanine finance for Stamford developers

Second-charge development funding to 90 to 95 percent of cost, priced against Stamford's own evidence: 291 recorded sales in the last 12 months. We lend from our own book and arrange whole of market where that serves you better.

All of Lincolnshire
£303k
Median sold price, 12m
291
Sales recorded, 12m
-4.9%
Price change, year on year
48hrs
To a term sheet

The Stamford market, in numbers we underwrite from

A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Stamford deal starts with the local evidence. Over the last 12 months the town recorded 291 sales at a median of £302,500, down 4.9 percent year on year.

What Stamford stock actually sells for

Property typeMedian sold price, 12m
Detached£449,000
Semi-detached£290,000
Terraced£274,500
Flats£166,000

HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.

Gap funding for Stamford schemes

The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Stamford scheme with the leverage calculator, or see the wider county picture on our Lincolnshire page and the national view in the UK development pipeline tracker.

Indicative terms in Stamford

  • Loan size£250k to £5m
  • Combined leverageUp to 90 to 95% LTC
  • Term6 to 36 months
  • PricingFrom 12% a year
  • SecuritySecond charge plus PGs
  • DecisionTerm sheet in 48 hours

Indicative only; every loan is priced case by case.

FAQ

Mezzanine in Stamford, answered

Do you fund developments in Stamford?

Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Stamford and across Lincolnshire, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.

What does the Stamford market look like right now?

Over the last 12 months Stamford recorded 291 sales at a median of £302,500, down 4.9 percent year on year. The figures on this page refresh as the underlying Land Registry and planning data updates.

How quickly can a Stamford scheme get terms?

A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.

Building in Stamford?

Share the scheme and get a term sheet in 48 hours, underwritten with the same Stamford evidence on this page.