Lancashire · North West England

Mezzanine finance for Burnley developers

Second-charge development funding to 90 to 95 percent of cost, priced against Burnley's own evidence: 1,269 recorded sales in the last 12 months. We lend from our own book and arrange whole of market where that serves you better.

All of Lancashire
£110k
Median sold price, 12m
1,269
Sales recorded, 12m
-0.9%
Price change, year on year
+259.1%
New build premium

The Burnley market, in numbers we underwrite from

A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Burnley deal starts with the local evidence. Over the last 12 months the town recorded 1,269 sales at a median of £110,000, down 0.9 percent year on year. New build stock commands a premium of about 259.1 percent over existing homes on 3 new build completions, which matters directly to how we read a developer's sales assumptions.

What Burnley stock actually sells for

Property typeMedian sold price, 12m
Detached£295,063
Semi-detached£180,000
Terraced£84,500
Flats£89,000

HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.

Live planning activity at Burnley Borough Council

Over the last 3 months our monitors logged 0 relevant applications, 0 approved and 0 awaiting decision.

Gap funding for Burnley schemes

The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Burnley scheme with the leverage calculator, or see the wider county picture on our Lancashire page and the national view in the UK development pipeline tracker.

Indicative terms in Burnley

  • Loan size£250k to £5m
  • Combined leverageUp to 90 to 95% LTC
  • Term6 to 36 months
  • PricingFrom 12% a year
  • SecuritySecond charge plus PGs
  • DecisionTerm sheet in 48 hours

Indicative only; every loan is priced case by case.

FAQ

Mezzanine in Burnley, answered

Do you fund developments in Burnley?

Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Burnley and across Lancashire, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.

What does the Burnley market look like right now?

Over the last 12 months Burnley recorded 1,269 sales at a median of £110,000, down 0.9 percent year on year. The figures on this page refresh as the underlying Land Registry and planning data updates.

Does new build stock sell at a premium in Burnley?

On the last 12 months of Land Registry data, the 3 new build sales in Burnley priced about 259.1 percent above comparable existing stock. That premium is one of the first numbers we check when we underwrite a Burnley appraisal.

How quickly can a Burnley scheme get terms?

A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.

Building in Burnley?

Share the scheme and get a term sheet in 48 hours, underwritten with the same Burnley evidence on this page.